Articles and News
Navigating the Maze of Licensing Rules for Private Lenders: Simplifying Business Purpose Lending Secured by Residential Real Estate
Private lenders provide vital financing options for real estate investors. However, there are numerous myths and misconceptions surrounding the licensing rules for private lenders, specifically in Business Purpose Lending (BPL) ...
Read MoreGeraci LLP Elevates Steven E. Ernest, Esq., to Partner, Reinforcing Commitment to Excellence in Legal Representation
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In ...
Read MoreNavigating the Maze: Understanding Service of Lawsuits in California
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re ...
Read MoreWhat Constitutes a Good Set of Loan Documents?
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up ...
Read MorePrivate Lending 101: Foundational Considerations in Forming a Debt Fund
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance ...
Read MoreCorporate Transparency Act: A Comprehensive Guide for Fund Managers in the Era of Enhanced Financial Accountability
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this ...
Read MoreCalifornia Compliance Toolkits For Private Lenders
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender ...
Read MoreThe Economy Is Risky, But the Rewards Are Waiting for You
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you ...
Read MoreWhere Are We Headed? Geraci Leadership Is Looking Forward to 2024
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment ...
Read MoreCareful There, Love: Protecting Private Lenders from Rampant Mortgage Fraud
Private lenders play a pivotal role in the financial ecosystem, bridging the gap for borrowers who might not qualify for traditional investment property loans. Yet, this flexibility can inadvertently expose ...
Read MoreJennifer Young, Esq., Promoted to Partner at Geraci Law Firm
Jennifer Young, Esq., Promoted to Partner at Geraci Law Firm Corporate and Securities Team Positioned for Growth in 2024 December 6, 2023, IRVINE – Geraci LLP is pleased to announce ...
Read MoreAssignment of Rents – What, Why, and How?
These days, almost all commercial loans include an Assignment of Rents as part of the Deed of Trust or Mortgage. But what is an Assignment of Rents, why is this ...
Read MoreWarning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Corporate Business Law
Private lenders provide vital financing options for real estate investors. However, there are numerous myths and misconceptions surrounding the licensing rules for private lenders, specifically in Business Purpose Lending (BPL) secured by residential real estate. ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Geraci Updates, News
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In his elevated role, Mr. Ernest ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Litigation
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re a seasoned attorney or a ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Loan Document Preparation
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up and which is a great ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Securities and Capital Markets
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance sheet lender. In this introductory ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Corporate Business Law, News
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this article, I would like to ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Lending Compliance
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender and broker compliance requirements. Not ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Litigation
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you (the “reward”). This will be ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Banking & Finance, Corporate & Securities, Litigation & Bankruptcy, News
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment is generally a continuation of ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Litigation & Bankruptcy
Private lenders play a pivotal role in the financial ecosystem, bridging the gap for borrowers who might not qualify for traditional investment property loans. Yet, this flexibility can inadvertently expose them to higher risks—particularly, mortgage ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Geraci Updates, News
Jennifer Young, Esq., Promoted to Partner at Geraci Law Firm Corporate and Securities Team Positioned for Growth in 2024 December 6, 2023, IRVINE – Geraci LLP is pleased to announce the promotion of Jennifer Young, ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Loan Document Preparation
These days, almost all commercial loans include an Assignment of Rents as part of the Deed of Trust or Mortgage. But what is an Assignment of Rents, why is this such an important tool, and ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Securities and Capital Markets
In the world of private lending, creating a Real Estate Investment Trust (REIT) can offer numerous advantages. However, one of the key requirements to maintain REIT status is to have at least 100 equity holders ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Litigation & Bankruptcy
In the tapestry of financial transactions, private lenders weave a path distinctly separate from traditional banking institutions. Their agility and flexibility have allowed countless individuals and businesses to secure funding, often during pressing times. However, ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Litigation & Bankruptcy, Loan Document Preparation
Your borrower has an income generating property (generally tenants who are paying monthly rent) and is (presumably) collecting it. He isn’t paying you, though. Where is the money going? You ask, and he tells you ...
Warning: Undefined array key "_flex_order_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
Warning: Undefined array key "_element_vertical_align_tablet" in /home/geracilawfirm/public_html/wp-content/plugins/elementor/includes/base/controls-stack.php on line 1483
- Loan Document Preparation
Who is signing your loan documents? Does it matter? We hope you have an answer to the first question. The answer to the second question is a resounding YES. Failure to have the proper signers ...