Articles and News
Geraci LLP Elevates Steven E. Ernest, Esq., to Partner, Reinforcing Commitment to Excellence in Legal Representation
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In ...
Read MoreNavigating the Maze: Understanding Service of Lawsuits in California
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re ...
Read MoreWhat Constitutes a Good Set of Loan Documents?
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up ...
Read MorePrivate Lending 101: Foundational Considerations in Forming a Debt Fund
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance ...
Read MoreCorporate Transparency Act: A Comprehensive Guide for Fund Managers in the Era of Enhanced Financial Accountability
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this ...
Read MoreCalifornia Compliance Toolkits For Private Lenders
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender ...
Read MoreThe Economy Is Risky, But the Rewards Are Waiting for You
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you ...
Read MoreWhere Are We Headed? Geraci Leadership Is Looking Forward to 2024
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment ...
Read MoreCareful There, Love: Protecting Private Lenders from Rampant Mortgage Fraud
Private lenders play a pivotal role in the financial ecosystem, bridging the gap for borrowers who might not qualify for traditional investment property loans. Yet, this flexibility can inadvertently expose ...
Read MoreJennifer Young, Esq., Promoted to Partner at Geraci Law Firm
Jennifer Young, Esq., Promoted to Partner at Geraci Law Firm Corporate and Securities Team Positioned for Growth in 2024 December 6, 2023, IRVINE – Geraci LLP is pleased to announce ...
Read MoreAssignment of Rents – What, Why, and How?
These days, almost all commercial loans include an Assignment of Rents as part of the Deed of Trust or Mortgage. But what is an Assignment of Rents, why is this ...
Read MoreMeeting the REIT 100 Investor Test
In the world of private lending, creating a Real Estate Investment Trust (REIT) can offer numerous advantages. However, one of the key requirements to maintain REIT status is to have ...
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- Geraci Updates, News
- February 2024
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In his elevated role, Mr. Ernest ...
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- Litigation
- February 2024
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re a seasoned attorney or a ...
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- Loan Document Preparation
- February 2024
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up and which is a great ...
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- Securities and Capital Markets
- February 2024
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance sheet lender. In this introductory ...
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- Corporate Business Law, News
- January 2024
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this article, I would like to ...
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- Lending Compliance
- January 2024
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender and broker compliance requirements. Not ...
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- Litigation
- January 2024
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you (the “reward”). This will be ...
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- Banking & Finance, Corporate & Securities, Litigation & Bankruptcy, News
- December 2023
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment is generally a continuation of ...
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- Litigation & Bankruptcy
- December 2023
Private lenders play a pivotal role in the financial ecosystem, bridging the gap for borrowers who might not qualify for traditional investment property loans. Yet, this flexibility can inadvertently expose them to higher risks—particularly, mortgage ...
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- Geraci Updates, News
- December 2023
Jennifer Young, Esq., Promoted to Partner at Geraci Law Firm Corporate and Securities Team Positioned for Growth in 2024 December 6, 2023, IRVINE – Geraci LLP is pleased to announce the promotion of Jennifer Young, ...
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- Loan Document Preparation
- November 2023
These days, almost all commercial loans include an Assignment of Rents as part of the Deed of Trust or Mortgage. But what is an Assignment of Rents, why is this such an important tool, and ...
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- Securities and Capital Markets
- November 2023
In the world of private lending, creating a Real Estate Investment Trust (REIT) can offer numerous advantages. However, one of the key requirements to maintain REIT status is to have at least 100 equity holders ...
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- Litigation & Bankruptcy
- November 2023
In the tapestry of financial transactions, private lenders weave a path distinctly separate from traditional banking institutions. Their agility and flexibility have allowed countless individuals and businesses to secure funding, often during pressing times. However, ...
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- Litigation & Bankruptcy, Loan Document Preparation
- November 2023
Your borrower has an income generating property (generally tenants who are paying monthly rent) and is (presumably) collecting it. He isn’t paying you, though. Where is the money going? You ask, and he tells you ...
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- Loan Document Preparation
- November 2023
Who is signing your loan documents? Does it matter? We hope you have an answer to the first question. The answer to the second question is a resounding YES. Failure to have the proper signers ...
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- Banking & Finance
- October 2023
What is a Power of Attorney? A Power of Attorney (POA) is a legal document that grants one individual (the “attorney-in-fact” or “agent”) the power to act on behalf of another (the “principal”) without relinquishing ...