lending

It is obvious that private lending continues to be very profitable in the world of real estate investing, but with the continued growth of real estate investing comes the need for more and better funding. To keep up with this growing trend, private lending companies who make business purpose mortgage loans are now obtaining multiple …

The Complexities and Nuances of Commercial Lending Licensing Read More »

loan documents

It is no secret that when choosing an investment strategy, you need to consider many factors – risk tolerance, personal goals, diversification, and so on. Especially important to consider is the current state of the economy coupled with where it is headed, because private lending is heavily dependent on market economics. Take rising interest rates. …

The Impact of Rising Interest Rates on Long Term Rental/DSCR Loans Read More »

Cross-Collateral Loans

Cross-collateral loans are valuable lending tools that can be used to a lender’s advantage. Everyone knows that if you fail to pay your mortgage, the lender has a right to foreclose on a borrower’s property and recoup its money. As an example, if a borrower were unable to pay their mortgage, the lender could be …

Cross-Collateral Loans: What Are They and How Do They Work? Read More »

private lenders

Article by: Rocky Butani, Founder And CEO of Private Lender Link Capital raising is a constant grind for many private mortgage originators (“Lenders”). Whether they target mortgage investors for individual trust deeds or a mortgage fund, many tell me the most challenging part of the process is generating investor leads. After the initial contact, it’s …

Raising Capital with Inbound Marketing Read More »

licensing services
Construction Lending

Acme Loans regularly extends financing to borrowers for fix and flip projects. A prospective borrower has approached Acme requesting a loan to fund the development of four medical buildings. Acme really wants to expand the types of loans that it makes, and the prospective borrower would be a great source of new originations. Acme decides …

Making the Leap from Fix and Flip Financing to Construction Lending Read More »

I’m sure we are all grateful to have 2020 behind us. 2021 will not be without its own challenges and opportunities. For the foreseeable future, the COVID-19 pandemic will continue, creating continued uncertainty in certain real estate markets. In addition, it is likely we will see a change in the nation’s political landscape. This raises …

2021 Private Lending Outlook Read More »

Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of the state’s usury laws in which they’re lending. What is Usury? Usury laws protect borrowers from predatory lending by setting standards for interest rates and fees. Under California’s usury law, …

8 Tips on Avoiding Usury in California Read More »

Lenders can’t charge just any interest rate. In most states, including California, lenders are bound by specific standards under usury laws. Usury laws have a long history of protecting borrowers from exorbitant interest rates on loans. References to usury law exist in early religious texts, dating back thousands of years. These ancient laws have evolved …

Usury Law 101: 5 Things to Know about Usury Read More »

Litigation

Due to the United States’ increasingly diverse population, offering loan services and products to borrowers with limited English proficiency (LEP) is a huge business opportunity for lenders. More than one-fifth of U.S. residents spoke a non-English language at home in 2018, according to an analysis of Census Bureau data by the Center for Immigration Studies. …

Improving Access for Limited English Proficiency Borrowers Read More »