Loan Agreement

Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of the state’s usury laws in which they’re lending. What is Usury? Usury laws protect borrowers from predatory lending by setting standards for interest rates and fees. Under California’s usury law, …

8 Tips on Avoiding Usury in California Read More »

When it comes to guarantees, one size does not fit all. What type of guaranty is best for your loan? As a private lender underwriting a loan, guarantees can help limit the risk associated with taking on debt, adding an extra layer of safety in the event that a borrower defaults or the value of …

5 Types of Guarantees Read More »