respa

What is RESPA? The Real Estate Settlement Procedures Act (“RESPA”) is one of the more notable federal regulations surrounding mortgage lending. Otherwise known as Regulation X, RESPA was enacted to regulate loan settlement procedures in consumer loans. RESPA mainly affects lenders, brokers, and title companies involved in making loans for personal, family, or household purposes. […]

Regulation X: The Real Estate Settlement Procedures Act Read More »

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