Articles and News
Navigating the Highs and Lows of Financing in the Cannabis Industry in California
Considering a foray into the (entirely legal) cannabis industry, not as a grower but as a financier? The question arises: if your investment goes up in smoke due to a ...
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Cannabis 2024 Outlook – Still Growing Like a Weed
Since our last Cannabis Outlook Article published in April 2023, Cannabis legalization continues to expand and grow like a weed. Cannabis is now legal in twenty-four (24) states and the ...
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[UPDATE] Loan Modifications in Peril in California (In re: Moon)
Click here to jump to the April 2024 update. Many lenders in our industry are not licensed to lend in California, but instead rely upon a licensed real estate broker ...
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Navigating the Maze of Licensing Rules for Private Lenders: Simplifying Business Purpose Lending Secured by Residential Real Estate
Private lenders provide vital financing options for real estate investors. However, there are numerous myths and misconceptions surrounding the licensing rules for private lenders, specifically in Business Purpose Lending (BPL) ...
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Geraci LLP Elevates Steven E. Ernest, Esq., to Partner, Reinforcing Commitment to Excellence in Legal Representation
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In ...
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Navigating the Maze: Understanding Service of Lawsuits in California
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re ...
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What Constitutes a Good Set of Loan Documents?
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up ...
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Private Lending 101: Foundational Considerations in Forming a Debt Fund
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance ...
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Corporate Transparency Act: A Comprehensive Guide for Fund Managers in the Era of Enhanced Financial Accountability
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this ...
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California Compliance Toolkits For Private Lenders
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender ...
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The Economy Is Risky, But the Rewards Are Waiting for You
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you ...
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Where Are We Headed? Geraci Leadership Is Looking Forward to 2024
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment ...
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- Litigation & Bankruptcy
Considering a foray into the (entirely legal) cannabis industry, not as a grower but as a financier? The question arises: if your investment goes up in smoke due to a borrower’s default, are you inevitably ...
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- Banking & Finance
Since our last Cannabis Outlook Article published in April 2023, Cannabis legalization continues to expand and grow like a weed. Cannabis is now legal in twenty-four (24) states and the District of Columbia, while an ...
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- Foreclosure and Loss Mitigation, News
Click here to jump to the April 2024 update. Many lenders in our industry are not licensed to lend in California, but instead rely upon a licensed real estate broker to arrange the loan which ...
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- Corporate Business Law
Private lenders provide vital financing options for real estate investors. However, there are numerous myths and misconceptions surrounding the licensing rules for private lenders, specifically in Business Purpose Lending (BPL) secured by residential real estate. ...
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- Geraci Updates, News
IRVINE, February 9, 2024 – Geraci LLP, the nation’s foremost private lending law firm, proudly announces the promotion of Steven E. Ernest, Esq., to the esteemed position of Partner. In his elevated role, Mr. Ernest ...
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- Litigation
When it comes to the legal landscape of California, the process of serving a lawsuit is akin to navigating a complex maze. For anyone embarking on this journey, whether you’re a seasoned attorney or a ...
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- Loan Document Preparation
Sometimes, people are afraid to ask the basic questions, for fear that the questions are too obvious or that they should know better. But a question that invariably comes up and which is a great ...
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- Securities and Capital Markets
In the dynamic landscape of private lending, the strategic establishment of a debt fund becomes a pivotal move for those who seek to be a true direct lender or balance sheet lender. In this introductory ...
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- Corporate Business Law, News
The Corporate Transparency Act (CTA), enacted earlier this year by the US Congress, is set to usher in a new era of financial transparency and anti-money laundering efforts. In this article, I would like to ...
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- Lending Compliance
Simplify Your Compliance Strategy Conducting business as a licensed mortgage lender or broker in California can be daunting. It’s no small thing to manage and govern all of your lender and broker compliance requirements. Not ...
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- Litigation
Most are predicting a tough economic climate for 2024 (the “risk”). I have no reason to disagree with them. However, that climate can be organized for huge gains to you (the “reward”). This will be ...
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- Banking & Finance, Corporate & Securities, Litigation & Bankruptcy, News
Every year about this time, our Geraci Leadership team takes a moment to reflect on the past year and discuss their thoughts about the next one. While the overall sentiment is generally a continuation of ...
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- Litigation & Bankruptcy
Private lenders play a pivotal role in the financial ecosystem, bridging the gap for borrowers who might not qualify for traditional investment property loans. Yet, this flexibility can inadvertently expose them to higher risks—particularly, mortgage ...
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- Geraci Updates, News
Jennifer Young, Esq., Promoted to Partner at Geraci Law Firm Corporate and Securities Team Positioned for Growth in 2024 December 6, 2023, IRVINE – Geraci LLP is pleased to announce the promotion of Jennifer Young, ...
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- Loan Document Preparation
These days, almost all commercial loans include an Assignment of Rents as part of the Deed of Trust or Mortgage. But what is an Assignment of Rents, why is this such an important tool, and ...
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- Securities and Capital Markets
In the world of private lending, creating a Real Estate Investment Trust (REIT) can offer numerous advantages. However, one of the key requirements to maintain REIT status is to have at least 100 equity holders ...
