Lending Compliance
50-State Expertise
Are you scaling a nationwide lending business? Are you struggling to find answers about whether your business needs to be licensed to make, broker, and service loans? Are you worried that your loan terms are not compliant and may be unenforceable? We built our business by partnering with the largest nationwide lenders to be their expert legal counsel.
50-State Licensing
Thinking of lending in a new state? Before getting started, the first thing you need to know is whether you need a license. Our licensing research will guide you through the licensing requirements for all parties through the life cycle of a business purpose mortgage loan, including loan originators, processors, underwriters, brokers, lenders, servicers, sellers and purchasers, and owners of mortgage servicing rights. We even let you know if you can leverage a broker’s license.
50-State Compliance
Federal Compliance
Consumer Lending Compliance
California Lending Compliance
California Department of Real Estate Compliance (California Real Estate Brokers)
Some of our common services include:
- Borrower and Investor Disclosure Preparation, Review, and Compliance
- Threshold Broker Reporting Requirements
- Trust Account Compliance
- Loan Document Preparation, Review, and Compliance
- Loan File Audits to Review for Regulatory Compliance
- DRE Enforcement Action Response, Negotiation, & Representation
- Procurement Agreement Preparation, Negotiation, and Review
- Broker Agreement Preparation, Negotiation, and Review
- NDA/Non-Solicitation Preparation, Negotiation, and Review
- Broker Servicing Compliance, Inclusive of Preparation, Negotiation, and Review of Servicing Agreements
- Website and Advertisement Review and Advice
California Department of Business Oversight Compliance (California Finance Lender Law)
Some common services we provide for CFL licensees include:
- Borrower Disclosure Preparation, Review, and Compliance
- Loan Document Preparation, Review, and Compliance
- Loan File Audits to review for Regulatory Compliance
- DBO Reporting Advice, Best Practices, and Mock Audits
- DBO Enforcement Action Response, Negotiation, and Representation
- Loan Sale Advice, Document Preparation, and Negotiation
- General Regulatory and Corporate Structuring Advice
- Website and Advertisement Review and Advice
- Third Party Agreement Preparation, Advice, and Negotiation Such as Broker, Correspondent, Participant, etc.