Negotiating Credit Facilities
Are you a loan originator or mortgage fund who needs access to capital to fund your origination activities? Do you know the right strategy to seek financing from a warehouse line of credit or master repurchase agreement? Do you need expert attorneys to guide you through the negotiation process to secure the best terms available and understand which terms are negotiable? We provide best in class advice to walk you through the life cycle of negotiating a credit facility that meets your needs and protects your interests.
Warehouse Lines of Credit
Master Repurchase Agreements
In addition to lines of credit, also commonly referred to warehouse loan facilities, sophisticated private lenders often enter into repurchase agreements with their capital partners. These facilities provide short term capital to the loan originator permitting the originator to not solely rely on their balance sheet. The originator generally sells these loans to the facility provider, or other loan purchasers and is capable of recycling capital an efficient way. If the originator is unable to sell the loan these repurchase agreements typically require the originator to purchase the loan and remove from the credit facility balance sheet.
No matter what type of credit facility you are entering into, our experienced team has negotiated against most major financial institutions ranging from traditional banks to wall street investment banks and hedge funds such as Nomura, Blackstone, and Neuberger Berman.
Secondary Market Sale Transactions
Loan Aggregators and Other Capital Providers
Warehouse Lines of Credit
Alternative Lines of Credit
Correspondent Purchase and Sale Agreements
We can also give you peace of mind by helping you to design and implement a new correspondent channel or refine and improve your existing channel.
