Our Professional Team

Matthew B. Gunter, Esq.


Areas of Practice

Loan Documentation

Bar Admissions



J.D., University of Connecticut School of Law
B.A., California State University, Long Beach

Matthew B. Gunter, Esq.


Matthew Gunter is a senior attorney on the Lightning Docs™ team. Matthew's work focuses on building the business purpose mortgage loan documents that form the backbone of the Lightning Docs™ system, as well as maintaining the system for nationwide legal compliance, and specific client requests. Lightning Docs™ are the official loan documents of the American Association of Private Lenders (AAPL).

Matthew also serves as the ex officio member of AAPL's Government Relations Committee and in that role serves the business-purpose mortgage lending community to bolster relationships with regulatory jurisdictions and to help ensure regulations over the industry are limited and reasonable.

Prior to joining the Lightning Docs™ team, Matthew was an attorney in Geraci LLP's Banking and Finance practice group since April 2022, and had brought to the firm years of experience working as the General Counsel for a large private lender, leading teams of professionals in document preparation, closing support, underwriting, licensing and compliance, and foreclosure and loss mitigation management.

Authored Articles

Lending, Brokering, or Servicing Licensing Requirements and their Exceptions
Staying Under the Limit An exploration of Usury
Understanding Prepayment Penalties
[UPDATE] Loan Modifications in Peril in California (In re: Moon)
Signing Authority: Why Should I Care? Doesn’t Title Insurance Cover Me Anyway?
Corrective Addendum or Modification Agreement? A Matter of Mistake Versus Change
Unavailable Endorsements: State Regulation and Title Company Stubbornness
Comparing CLTA and the ALTA Standard and Expanded Coverages in Loan Title Policies and the Practicalities in Closing on Time
Variable Interest – Volatility Under Control
ALTA 2021 Replaces ALTA 2006 – What Lenders Need to Know
Don’t Get Caught in the GAP

Hosted Webinars

Guaranties: Selecting, Creating, and Enforcing - What Every Lender Should Know
Contact Matthew B. Gunter, Esq.
We represent financial institutions and real estate professionals.
Unfortunately, we do not represent consumers.