contract law

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The COVID-19 outbreak has ushered in a never-before-seen environment for businesses and individuals that has had an undeniable effect on the economy. With the widespread, governmentally enforced shuttering of business operations, social distancing mitigation measures, stay-at-home orders, and travel bans, California businesses are exploring the possibility of relief from preexisting contractual obligations they have been …

A Step-by-Step Guide for Contractual Force Majeure Provisions Read More »

The term usury refers to the act of charging an interest rate over the statutorily mandated minimum. California law restricts non-exempt lenders to charging the greater of ten percent annual percentage rate, or five percent plus the Federal Reserve Bank of San Francisco’s discount rate on money used for personal or household purposes. Usury laws …

Unconscionability and Usury: Where Do You Draw the Line? Read More »