Latest Episode
Kevin Kim Answers Private Lending FAQs + Season 4 Recap
In this concluding episode of Season 4, Kevin Kim reflects on the insights gained from our guests and addresses common questions from our listeners, particularly those new to private lending. Kevin discusses licensing for private lenders, emphasizing the variation in requirements across states and the importance of compliance and understanding securities laws, even when raising funds from family and friends. He also explores the challenges and opportunities of raising capital from international investors and the intricacies of fractionalized loans. He shares his observations on the entrepreneurial spirit, discipline, and focus he witnessed in interviews throughout the season. Kevin highlights the importance of adding value to the marketplace, creating a strong team culture, and maintaining financial discipline to ensure the longevity and success of your private lending business.
Kevin Kim Answers Private Lending FAQs + Season 4 Recap
In this concluding episode of Season 4, Kevin Kim reflects on the insights gained from our guests and addresses common questions from our listeners, particularly those new to private lending. Kevin discusses licensing for private lenders, emphasizing the variation in requirements across states and the importance of compliance and understanding securities laws, even when raising funds from family and friends. He also explores the challenges and opportunities of raising capital from international investors and the intricacies of fractionalized loans. He shares his observations on the entrepreneurial spirit, discipline, and focus he witnessed in interviews throughout the season. Kevin highlights the importance of adding value to the marketplace, creating a strong team culture, and maintaining financial discipline to ensure the longevity and success of your private lending business.
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Meet the Host
Kevin Kim, Esq.
Kevin Kim is a Partner with Geraci LLP and leads the firm's corporate & securities practice. His expertise lies in fund formation, private placements, and other securities offerings for private lenders, real estate developers, and investors of all sizes. Kevin and his team have advised and prepared hundreds of securities offerings including mortgage funds, structured debt offerings, real estate syndications, crowdfunding offerings, EB-5 projects, and Qualified Opportunity Funds. Kevin's passion lies in serving his clients as a pragmatic advisor focusing on real world solutions.
Kevin is also a nationally recognized expert in mortgage fund formation. Kevin is the lead instructor for the American Association of Private Lender’s Certified Fund Manager courses, where he teaches mortgage fund managers throughout the United States on fund management and securities laws.
Kevin hosts the podcast Lender Lounge with Kevin Kim, where he interviews industry leaders, friends, and colleagues in the private lending space to learn what makes them tick.
Previous Episodes
Secret Sauce | Jeff Tesch, RCN Capital
In this episode, Kevin sat down with Jeff Tesch, founder and CEO of RCN Capital, to discuss his professional journey and the growth of his company. From a local operation to a national lender, RCN has seen tremendous success over the years. Listen in to learn more about Jeff’s story and the meaning behind the name “RCN.”
Swapping War Stories | Tom and Steve, Geraci LLP
In this special episode, we are joined by two of Geraci Law Firm’s esteemed attorneys, Tom Hajda and Steven Ernest. Both men wear many hats (literally) in their roles as private lending attorneys and bring a wealth of experience and unique perspectives to the table. Tune in to hear their insights and advice.
Leading By Example | Tricia Mitchell, Archwest
For this episode, Kevin interviewed Tricia Mitchell, Archwest Capital’s President and COO. Tricia dove into how she started as an intern fresh out of law school and worked her way up to becoming the President and COO of Archwest. She discussed the company’s strategy of starting out small and focusing on methodical growth over the years and emphasized that Archwest’s success stems from listening to its client’s needs above all.
Diversification is Key | Mark Jury, Sortis Holdings
For this episode, Kevin interviewed Mark Jury with Sortis Holdings. Mark discussed the details of Sortis’ business and how they are servicing private lenders as an advisor. He also gave perspective on the current market conditions and his take on institutional investors in private lending.
Profitable Business Verticals | Keith Lind, Acra Lending
For this episode, Kevin interviewed Keith Lind, CEO of Acra Lending. Keith talked about working at Bear Stearns and his journey to becoming Acra’s CEO. Keith also discussed his perspective on the private lending industry and how he views the housing market at large.
Game Changer | Paul Rahimian, Parkview Financial
For this episode, Kevin interviewed Paul Rahimian, who has become a household name in the construction business, at Parkview Financials’ headquarters in West Los Angeles. Paul emphasized how he has remained true to his original thesis of creativity and capital preservation, even as he now competes with institutional lenders across the U.S.
Lend to Live | Beth Johnson & Alex Breshears, Flynn Family Lending / Lend2Live
For this episode, Kevin interviewed Beth Johnson and Alex Breshears to talk about their newest book, Lend2Live, and the story behind the book. The three discussed the industry’s dislocation, the importance of small, local lenders, and the difference between “private money lending” and “hard money lending / private lending.”
Altruistic Entrepreneur | Eddie Wilson, American Association of Private Lenders
For this episode, Kevin interviewed Eddie Wilson, CEO of AAPL and Think Realty. Kevin learned more about Eddie’s personal life, such as his passion for operations, turning businesses around, and choosing businesses that serve a higher purpose. Eddie discussed what he has done to grow AAPL’s footprint and how he installed the grassroots advocacy that allowed AAPL to defeat legislation such as the Florida licensing bill.
Investing in “Personnel” Assets | Justin Ehrlich, Churchill Real Estate
For this episode, Kevin interviewed Justin Ehrlich, founding partner at Churchill Real Estate. Kevin learned more about Churchill’s history as an NPL buyer and how they came to be an asset manager and capital provider to the private lending industry. Justin also dove into the story behind Churchill’s meteoric rise.
Pragmatic Mindset | Jennifer McGuinness, Invigorate Finance
For this episode, Kevin interviewed Jennifer McGuinness, President of Invigorate Finance. Kevin had a great time learning about Jennifer and how her mortgage career was actually a series of “accidents.” Invigorate Finance is a unique private lending business that serves both the consumer and business purpose lending arenas; Jennifer discusses the reasons for this strategy and her philosophy of diversification and pragmatism in approaching her business.
Special Summer Edition: A Conversation with a Lending Titan | Arvind Mohan, Kiavi
Join Arvind Mohan, CEO of Kiavi (formerly LendingHome), as he peels back the curtain for a glimpse into the lending giant and delves into the industry. Discover Kiavi’s ambitious plans for rehab projects and urban construction, their dedication to data-driven customer service, and their strategies for building a stronger lending portfolio. Hear from Arvind on the broader, ever-changing lending landscape, from the challenges posed by the Federal Reserve’s unpredictability to the importance of technology in enhancing the customer experience. This episode wraps up by exploring issues such as pricing capital markets and housing affordability. Don’t miss this captivating conversation with Arvind Mohan, a true lending industry titan, on Lender Lounge with Kevin Kim.
Resiliency Through Diversification | Ben Fertig, Constructive Loans
In the season 3 finale of Lender Lounge with Kevin Kim, Kevin interviewed Ben Fertig, the President and Co-Founder of Constructive Capital – a leading name in the private lending space and a reputable provider of DSCR loans. Ben shared about the genesis of Constructive and delved into his unique perspective on the private lending industry. With the current market experiencing significant volatility, Ben also provided valuable insights on how Constructive has managed to navigate and thrive in such turbulent times.
Secret Sauce | Jeff Tesch, RCN Capital
In this episode, Kevin sat down with Jeff Tesch, founder and CEO of RCN Capital, to discuss his professional journey and the growth of his company. From a local operation to a national lender, RCN has seen tremendous success over the years. Listen in to learn more about Jeff’s story and the meaning behind the name “RCN.”
Swapping War Stories | Tom and Steve, Geraci LLP
In this special episode, we are joined by two of Geraci Law Firm’s esteemed attorneys, Tom Hajda and Steven Ernest. Both men wear many hats (literally) in their roles as private lending attorneys and bring a wealth of experience and unique perspectives to the table. Tune in to hear their insights and advice.
Leading By Example | Tricia Mitchell, Archwest
For this episode, Kevin interviewed Tricia Mitchell, Archwest Capital’s President and COO. Tricia dove into how she started as an intern fresh out of law school and worked her way up to becoming the President and COO of Archwest. She discussed the company’s strategy of starting out small and focusing on methodical growth over the years and emphasized that Archwest’s success stems from listening to its client’s needs above all.
Diversification is Key | Mark Jury, Sortis Holdings
For this episode, Kevin interviewed Mark Jury with Sortis Holdings. Mark discussed the details of Sortis’ business and how they are servicing private lenders as an advisor. He also gave perspective on the current market conditions and his take on institutional investors in private lending.
Profitable Business Verticals | Keith Lind, Acra Lending
For this episode, Kevin interviewed Keith Lind, CEO of Acra Lending. Keith talked about working at Bear Stearns and his journey to becoming Acra’s CEO. Keith also discussed his perspective on the private lending industry and how he views the housing market at large.
Game Changer | Paul Rahimian, Parkview Financial
For this episode, Kevin interviewed Paul Rahimian, who has become a household name in the construction business, at Parkview Financials’ headquarters in West Los Angeles. Paul emphasized how he has remained true to his original thesis of creativity and capital preservation, even as he now competes with institutional lenders across the U.S.