Lender Lounge with Kevin Kim

The podcast that gives an exclusive look beyond the title of private lending industry leaders.

Kevin Kim, Esq., is a partner at Geraci LLP, an organization that has been serving private lenders for over 10 years. An experienced lending lawyer and engaging speaker, Kevin digs deep with his guests to discover what makes a successful company and leader in this industry. Learn their company stories, wisdom, and what makes these leaders tick through captivating interviews and engaging banter.

Latest Episode

Kevin Kim Answers Private Lending FAQs + Season 4 Recap

Kevin Kim Answers Private Lending FAQs + Season 4 Recap

In this concluding episode of Season 4, Kevin Kim reflects on the insights gained from our guests and addresses common questions from our listeners, particularly those new to private lending. Kevin discusses licensing for private lenders, emphasizing the variation in requirements across states and the importance of compliance and understanding securities laws, even when raising funds from family and friends. He also explores the challenges and opportunities of raising capital from international investors and the intricacies of fractionalized loans. He shares his observations on the entrepreneurial spirit, discipline, and focus he witnessed in interviews throughout the season. Kevin highlights the importance of adding value to the marketplace, creating a strong team culture, and maintaining financial discipline to ensure the longevity and success of your private lending business.

Listen to Episode »
Kevin Kim Answers Private Lending FAQs + Season 4 Recap

Kevin Kim Answers Private Lending FAQs + Season 4 Recap

In this concluding episode of Season 4, Kevin Kim reflects on the insights gained from our guests and addresses common questions from our listeners, particularly those new to private lending. Kevin discusses licensing for private lenders, emphasizing the variation in requirements across states and the importance of compliance and understanding securities laws, even when raising funds from family and friends. He also explores the challenges and opportunities of raising capital from international investors and the intricacies of fractionalized loans. He shares his observations on the entrepreneurial spirit, discipline, and focus he witnessed in interviews throughout the season. Kevin highlights the importance of adding value to the marketplace, creating a strong team culture, and maintaining financial discipline to ensure the longevity and success of your private lending business.

Listen to Episode »
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Meet the Host

Kevin Kim

Kevin Kim, Esq.

Kevin Kim is a Partner with Geraci LLP and leads the firm's corporate & securities practice. His expertise lies in fund formation, private placements, and other securities offerings for private lenders, real estate developers, and investors of all sizes. Kevin and his team have advised and prepared hundreds of securities offerings including mortgage funds, structured debt offerings, real estate syndications, crowdfunding offerings, EB-5 projects, and Qualified Opportunity Funds. Kevin's passion lies in serving his clients as a pragmatic advisor focusing on real world solutions.

Kevin is also a nationally recognized expert in mortgage fund formation. Kevin is the lead instructor for the American Association of Private Lender’s Certified Fund Manager courses, where he teaches mortgage fund managers throughout the United States on fund management and securities laws.

Kevin hosts the podcast Lender Lounge with Kevin Kim, where he interviews industry leaders, friends, and colleagues in the private lending space to learn what makes them tick.

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Previous Episodes

Operational Efficiency | Lisa Alberti and Mark Roberts, Western Alliance Bank

*NOTE: This episode was recorded in June 2022.*

Kevin was delighted to finally interview Mark Roberts and Lisa Alberti from Western Alliance Bank, a company that has become an integral part of the private lending industry. In this episode, Kevin talks to Mark and Lisa about the bank’s history, their backgrounds, and their bank’s philosophy on lender finance and line of credit. Lisa also discusses the new networking group, Women in Private Lending, and the impact a group like this will have on women in this space.

Listen to Episode »

Reliable Capital | Ray Sturm, AlphaFlow

For this episode, which was recorded during the market volatility of May 2022, Ray Sturm and Kevin sat down and discussed AlphaFlow’s thesis from a technology standpoint, their philosophy when it comes to solving their customer’s challenges, and having discipline when it comes to an ever-changing market.

Listen to Episode »
engaging speaker

Special Mini Episode | Ruby Keys, Geraci LLP

We’re dropping this mini episode in your feed to give some insight into Captivate, Geracicon’s upcoming private lending event. Kevin is joined by Ruby Keys, Geraci’s event extraordinaire, to discuss why it is a perfect opportunity for our listeners. Listen in to learn about the event’s capital-raising theme, nationwide attendee presence, and success stories from past years (including Kevin’s!).

Captivate will take place August 21-23, 2022 at the Encore at Wynn in Las Vegas, NV.

More info and registration can be found at our website: https://geracicon.com/captivate

Listen to Episode »
Lender Lounge

The Greatest Asset | Ryan Craft, Saluda Grade

*NOTE: This episode was recorded in May 2022.*

For this episode, Kevin interviewed Ryan Craft, Founder and CEO of Saluda Grade. He learned about Saluda’s investment philosophies when it comes to private lenders, their criteria when selecting portfolio companies, and Ryan’s perspectives on where things are going and should go in the private lending space. His views on future success in private lending was especially enjoyable. Ryan stressed that diversification in strategy, obsession with customer service, and entrepreneurialism will be some of the key features of the private lenders that dominate in the coming years.

Listen to Episode »
Passionate Visionary

Passionate Visionary | Trixy Castro, Aureus Finance Group

*NOTE: This episode was recorded in May 2022.*

We are kicking off Season 3 with none other than Trixy Castro, founder and CEO of Aureus Finance Group. We were honored to sit down with this industry legend in person and learn more about Trixy and her history as an entrepreneur founding Genesis Capital and Hudson Marshall in the early days of private lending. We learned all about her new vision for Aureus, including how she approached her re-entry into the market after taking a few years off. Trixy has achieved so much in the industry yet maintains a level of entrepreneurialism and excitement about private lending and what it stands for.

Listen to Episode »
Mid Year Outlook

Special LIVE Episode | Mid-Year Outlook with Daren Blomquist & Rick Sharga

The Lender Lounge with Kevin Kim podcast hosted a special livestream featuring industry legends Daren Blomquist, VP of Market Economics at Auction.com and Rick Sharga, Executive Vice President at ATTOM.

Watch the recording of May 18th LIVE episode and hear these industry leaders’ thoughts on housing demand, build to rent, interest rates, inflation, and everyone’s favorite doomsday question: is a recession coming?

Listen to Episode »
Dennis R. Baranowski

Renaissance Man | Dennis Baranowski, Geraci LLP

Dennis Baranowski, renowned as The Beard and The Wise One, brings his multi-faceted expertise to the forefront on Season 2’s Finale. A powerhouse in banking and finance, the Geraci LLP Partner reveals his mastery in litigation, foreclosure, TCPA, and bankruptcy. As a special treat, Kevin poses questions from some of Dennis’ cherished clients. Don’t miss this episode filled with insights, laughter, and a touch of wisdom to conclude Season 2 on a high note!

Listen to Episode »
Sharon Koh

The Importance of Data | Sharon Koh, 1839 Asset Management LLC

Ever wondered about the industry’s evolution towards DSCR? Industry veteran, Sharon Koh, co-founder of 1839 Asset Management, shares her insights both on the industry as a whole and 1839’s history in the space. Born in Singapore, Sharon brings over 20 years of project finance, corporate finance and treasury experience ranging from services and manufacturing industries to large scale multi-billion-dollar utility scale energy project finance to the table, making this episode a must-listen.

Listen to Episode »
Michael and Chris Enact Partners

Deliberate Decisions | Michael Schumacher and Chris Meinhardt, Enact Partners

Michael Schumacher, President and Founder of Enact Partners, is in a league of his own. Having executed over $1 billion in commercial real estate development and investments, Michael offers invaluable perspectives on market trends and loan underwriting. This episode, filmed in Geraci’s Irvine office, focuses on the diverse backgrounds and industry wisdom that Michael and Chris Meinhardt, former U.S. Marine Corps communications officer, bring to Enact Partners.

Listen to Episode »
Huy Do

A True Family Office | Huy Do, PrideCo Capital

While Huy Do is a widely recognized figure in the industry, this episode unveils the compelling narrative behind PrideCo and Huy’s remarkable journey. Dive into the strategic decisions that led PrideCo into the private lending sector, fueled by Huy’s infectious enthusiasm for the industry and a distinctive philosophy intertwining networking, family, and business dynamics. This episode provides a nuanced glimpse into Huy Do’s strategic insights and industry passion, making it a must-listen for those navigating the landscape of private capital.

Listen to Episode »
Lender Lounge Season 3 Episode 7

Altruistic Entrepreneur | Eddie Wilson, American Association of Private Lenders

For this episode, Kevin interviewed Eddie Wilson, CEO of AAPL and Think Realty. Kevin learned more about Eddie’s personal life, such as his passion for operations, turning businesses around, and choosing businesses that serve a higher purpose. Eddie discussed what he has done to grow AAPL’s footprint and how he installed the grassroots advocacy that allowed AAPL to defeat legislation such as the Florida licensing bill.

Listen to Episode »

Pragmatic Mindset | Jennifer McGuinness, Invigorate Finance

For this episode, Kevin interviewed Jennifer McGuinness, President of Invigorate Finance. Kevin had a great time learning about Jennifer and how her mortgage career was actually a series of “accidents.” Invigorate Finance is a unique private lending business that serves both the consumer and business purpose lending arenas; Jennifer discusses the reasons for this strategy and her philosophy of diversification and pragmatism in approaching her business.

Listen to Episode »

Operational Efficiency | Lisa Alberti and Mark Roberts, Western Alliance Bank

*NOTE: This episode was recorded in June 2022.*

Kevin was delighted to finally interview Mark Roberts and Lisa Alberti from Western Alliance Bank, a company that has become an integral part of the private lending industry. In this episode, Kevin talks to Mark and Lisa about the bank’s history, their backgrounds, and their bank’s philosophy on lender finance and line of credit. Lisa also discusses the new networking group, Women in Private Lending, and the impact a group like this will have on women in this space.

Listen to Episode »

Reliable Capital | Ray Sturm, AlphaFlow

For this episode, which was recorded during the market volatility of May 2022, Ray Sturm and Kevin sat down and discussed AlphaFlow’s thesis from a technology standpoint, their philosophy when it comes to solving their customer’s challenges, and having discipline when it comes to an ever-changing market.

Listen to Episode »
engaging speaker

Special Mini Episode | Ruby Keys, Geraci LLP

We’re dropping this mini episode in your feed to give some insight into Captivate, Geracicon’s upcoming private lending event. Kevin is joined by Ruby Keys, Geraci’s event extraordinaire, to discuss why it is a perfect opportunity for our listeners. Listen in to learn about the event’s capital-raising theme, nationwide attendee presence, and success stories from past years (including Kevin’s!).

Captivate will take place August 21-23, 2022 at the Encore at Wynn in Las Vegas, NV.

More info and registration can be found at our website: https://geracicon.com/captivate

Listen to Episode »
Lender Lounge

The Greatest Asset | Ryan Craft, Saluda Grade

*NOTE: This episode was recorded in May 2022.*

For this episode, Kevin interviewed Ryan Craft, Founder and CEO of Saluda Grade. He learned about Saluda’s investment philosophies when it comes to private lenders, their criteria when selecting portfolio companies, and Ryan’s perspectives on where things are going and should go in the private lending space. His views on future success in private lending was especially enjoyable. Ryan stressed that diversification in strategy, obsession with customer service, and entrepreneurialism will be some of the key features of the private lenders that dominate in the coming years.

Listen to Episode »