Lender Lounge with Kevin Kim

The podcast that gives an exclusive look beyond the title of private lending industry leaders.

Kevin Kim, Esq., is a partner at Geraci LLP, an organization that has been serving private lenders for over 10 years. An experienced lending lawyer and engaging speaker, Kevin digs deep with his guests to discover what makes a successful company and leader in this industry. Learn their company stories, wisdom, and what makes these leaders tick through captivating interviews and engaging banter.

Latest Episode

Live at CAPTIVATE 2024

Live from CAPTIVATE

Kevin Kim hosts a live episode of Lender Lounge from the Captivate Conference at the Encore Hotel in Las Vegas. Joining him are industry veterans Evan Stone, CEO of Champions Funding and Chairman of Community Savings, Dustin Wells, President of Dominion Financial Services Wholesale, and Dave Orloff, CEO of American Heritage Lending. This discussion explores the evolving landscape of private lending, particularly the intersections of consumer and business-purpose lending. The panelists dive into their experiences transitioning from consumer to business-purpose lending, the distinct challenges of each, and the nuances of RTL and DSCR products. The conversation also highlights the importance of understanding credit risk, borrower psychology, and the growing role of brokers in non-agency lending. The episode provides valuable insights into market trends, capital strategies, and the future of private lending in a rapidly changing economic environment.

Listen to Episode »
Live at CAPTIVATE 2024

Live from CAPTIVATE

Kevin Kim hosts a live episode of Lender Lounge from the Captivate Conference at the Encore Hotel in Las Vegas. Joining him are industry veterans Evan Stone, CEO of Champions Funding and Chairman of Community Savings, Dustin Wells, President of Dominion Financial Services Wholesale, and Dave Orloff, CEO of American Heritage Lending. This discussion explores the evolving landscape of private lending, particularly the intersections of consumer and business-purpose lending. The panelists dive into their experiences transitioning from consumer to business-purpose lending, the distinct challenges of each, and the nuances of RTL and DSCR products. The conversation also highlights the importance of understanding credit risk, borrower psychology, and the growing role of brokers in non-agency lending. The episode provides valuable insights into market trends, capital strategies, and the future of private lending in a rapidly changing economic environment.

Listen to Episode »
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Meet the Host

Kevin Kim

Kevin Kim, Esq.

Kevin Kim is a Partner with Geraci LLP and leads the firm's corporate & securities practice. His expertise lies in fund formation, private placements, and other securities offerings for private lenders, real estate developers, and investors of all sizes. Kevin and his team have advised and prepared hundreds of securities offerings including mortgage funds, structured debt offerings, real estate syndications, crowdfunding offerings, EB-5 projects, and Qualified Opportunity Funds. Kevin's passion lies in serving his clients as a pragmatic advisor focusing on real world solutions.

Kevin is also a nationally recognized expert in mortgage fund formation. Kevin is the lead instructor for the American Association of Private Lender’s Certified Fund Manager courses, where he teaches mortgage fund managers throughout the United States on fund management and securities laws.

Kevin hosts the podcast Lender Lounge with Kevin Kim, where he interviews industry leaders, friends, and colleagues in the private lending space to learn what makes them tick.

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Previous Episodes

Lender Lounge Season 3 Episode 7

Altruistic Entrepreneur | Eddie Wilson, American Association of Private Lenders

For this episode, Kevin interviewed Eddie Wilson, CEO of AAPL and Think Realty. Kevin learned more about Eddie’s personal life, such as his passion for operations, turning businesses around, and choosing businesses that serve a higher purpose. Eddie discussed what he has done to grow AAPL’s footprint and how he installed the grassroots advocacy that allowed AAPL to defeat legislation such as the Florida licensing bill.

Listen to Episode »

Pragmatic Mindset | Jennifer McGuinness, Invigorate Finance

For this episode, Kevin interviewed Jennifer McGuinness, President of Invigorate Finance. Kevin had a great time learning about Jennifer and how her mortgage career was actually a series of “accidents.” Invigorate Finance is a unique private lending business that serves both the consumer and business purpose lending arenas; Jennifer discusses the reasons for this strategy and her philosophy of diversification and pragmatism in approaching her business.

Listen to Episode »

Operational Efficiency | Lisa Alberti and Mark Roberts, Western Alliance Bank

*NOTE: This episode was recorded in June 2022.*

Kevin was delighted to finally interview Mark Roberts and Lisa Alberti from Western Alliance Bank, a company that has become an integral part of the private lending industry. In this episode, Kevin talks to Mark and Lisa about the bank’s history, their backgrounds, and their bank’s philosophy on lender finance and line of credit. Lisa also discusses the new networking group, Women in Private Lending, and the impact a group like this will have on women in this space.

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Reliable Capital | Ray Sturm, AlphaFlow

For this episode, which was recorded during the market volatility of May 2022, Ray Sturm and Kevin sat down and discussed AlphaFlow’s thesis from a technology standpoint, their philosophy when it comes to solving their customer’s challenges, and having discipline when it comes to an ever-changing market.

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engaging speaker

Special Mini Episode | Ruby Keys, Geraci LLP

We’re dropping this mini episode in your feed to give some insight into Captivate, Geracicon’s upcoming private lending event. Kevin is joined by Ruby Keys, Geraci’s event extraordinaire, to discuss why it is a perfect opportunity for our listeners. Listen in to learn about the event’s capital-raising theme, nationwide attendee presence, and success stories from past years (including Kevin’s!).

Captivate will take place August 21-23, 2022 at the Encore at Wynn in Las Vegas, NV.

More info and registration can be found at our website: https://geracicon.com/captivate

Listen to Episode »
Lender Lounge

The Greatest Asset | Ryan Craft, Saluda Grade

*NOTE: This episode was recorded in May 2022.*

For this episode, Kevin interviewed Ryan Craft, Founder and CEO of Saluda Grade. He learned about Saluda’s investment philosophies when it comes to private lenders, their criteria when selecting portfolio companies, and Ryan’s perspectives on where things are going and should go in the private lending space. His views on future success in private lending was especially enjoyable. Ryan stressed that diversification in strategy, obsession with customer service, and entrepreneurialism will be some of the key features of the private lenders that dominate in the coming years.

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Passionate Visionary

Passionate Visionary | Trixy Castro, Aureus Finance Group

*NOTE: This episode was recorded in May 2022.*

We are kicking off Season 3 with none other than Trixy Castro, founder and CEO of Aureus Finance Group. We were honored to sit down with this industry legend in person and learn more about Trixy and her history as an entrepreneur founding Genesis Capital and Hudson Marshall in the early days of private lending. We learned all about her new vision for Aureus, including how she approached her re-entry into the market after taking a few years off. Trixy has achieved so much in the industry yet maintains a level of entrepreneurialism and excitement about private lending and what it stands for.

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Mid Year Outlook

Special LIVE Episode | Mid-Year Outlook with Daren Blomquist & Rick Sharga

The Lender Lounge with Kevin Kim podcast hosted a special livestream featuring industry legends Daren Blomquist, VP of Market Economics at Auction.com and Rick Sharga, Executive Vice President at ATTOM.

Watch the recording of May 18th LIVE episode and hear these industry leaders’ thoughts on housing demand, build to rent, interest rates, inflation, and everyone’s favorite doomsday question: is a recession coming?

Listen to Episode »
Tricia Mitchell

Leading By Example | Tricia Mitchell, Archwest

For this episode, Kevin interviewed Tricia Mitchell, Archwest Capital’s President and COO. Tricia dove into how she started as an intern fresh out of law school and worked her way up to becoming the President and COO of Archwest. She discussed the company’s strategy of starting out small and focusing on methodical growth over the years and emphasized that Archwest’s success stems from listening to its client’s needs above all.

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Lender Lounge S3E11 | Diversification is Key | Mark Jury, Sortis Holdings

Diversification is Key | Mark Jury, Sortis Holdings

For this episode, Kevin interviewed Mark Jury with Sortis Holdings. Mark discussed the details of Sortis’ business and how they are servicing private lenders as an advisor. He also gave perspective on the current market conditions and his take on institutional investors in private lending.

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Game Changer | Paul Rahimian, Parkview Financial

For this episode, Kevin interviewed Paul Rahimian, who has become a household name in the construction business, at Parkview Financials’ headquarters in West Los Angeles. Paul emphasized how he has remained true to his original thesis of creativity and capital preservation, even as he now competes with institutional lenders across the U.S.

Listen to Episode »
Lender Lounge Season 3 Episode 7

Altruistic Entrepreneur | Eddie Wilson, American Association of Private Lenders

For this episode, Kevin interviewed Eddie Wilson, CEO of AAPL and Think Realty. Kevin learned more about Eddie’s personal life, such as his passion for operations, turning businesses around, and choosing businesses that serve a higher purpose. Eddie discussed what he has done to grow AAPL’s footprint and how he installed the grassroots advocacy that allowed AAPL to defeat legislation such as the Florida licensing bill.

Listen to Episode »

Pragmatic Mindset | Jennifer McGuinness, Invigorate Finance

For this episode, Kevin interviewed Jennifer McGuinness, President of Invigorate Finance. Kevin had a great time learning about Jennifer and how her mortgage career was actually a series of “accidents.” Invigorate Finance is a unique private lending business that serves both the consumer and business purpose lending arenas; Jennifer discusses the reasons for this strategy and her philosophy of diversification and pragmatism in approaching her business.

Listen to Episode »