Lender Lounge with Kevin Kim

The podcast that gives an exclusive look beyond the title of private lending industry leaders.

Kevin Kim, Esq., is a partner at Geraci LLP, an organization that has been serving private lenders for over 10 years. An experienced lending lawyer and engaging speaker, Kevin digs deep with his guests to discover what makes a successful company and leader in this industry. Learn their company stories, wisdom, and what makes these leaders tick through captivating interviews and engaging banter.

Latest Episode

Live at CAPTIVATE 2024

Live from CAPTIVATE

Kevin Kim hosts a live episode of Lender Lounge from the Captivate Conference at the Encore Hotel in Las Vegas. Joining him are industry veterans Evan Stone, CEO of Champions Funding and Chairman of Community Savings, Dustin Wells, President of Dominion Financial Services Wholesale, and Dave Orloff, CEO of American Heritage Lending. This discussion explores the evolving landscape of private lending, particularly the intersections of consumer and business-purpose lending. The panelists dive into their experiences transitioning from consumer to business-purpose lending, the distinct challenges of each, and the nuances of RTL and DSCR products. The conversation also highlights the importance of understanding credit risk, borrower psychology, and the growing role of brokers in non-agency lending. The episode provides valuable insights into market trends, capital strategies, and the future of private lending in a rapidly changing economic environment.

Listen to Episode »
Live at CAPTIVATE 2024

Live from CAPTIVATE

Kevin Kim hosts a live episode of Lender Lounge from the Captivate Conference at the Encore Hotel in Las Vegas. Joining him are industry veterans Evan Stone, CEO of Champions Funding and Chairman of Community Savings, Dustin Wells, President of Dominion Financial Services Wholesale, and Dave Orloff, CEO of American Heritage Lending. This discussion explores the evolving landscape of private lending, particularly the intersections of consumer and business-purpose lending. The panelists dive into their experiences transitioning from consumer to business-purpose lending, the distinct challenges of each, and the nuances of RTL and DSCR products. The conversation also highlights the importance of understanding credit risk, borrower psychology, and the growing role of brokers in non-agency lending. The episode provides valuable insights into market trends, capital strategies, and the future of private lending in a rapidly changing economic environment.

Listen to Episode »
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Meet the Host

Kevin Kim

Kevin Kim, Esq.

Kevin Kim is a Partner with Geraci LLP and leads the firm's corporate & securities practice. His expertise lies in fund formation, private placements, and other securities offerings for private lenders, real estate developers, and investors of all sizes. Kevin and his team have advised and prepared hundreds of securities offerings including mortgage funds, structured debt offerings, real estate syndications, crowdfunding offerings, EB-5 projects, and Qualified Opportunity Funds. Kevin's passion lies in serving his clients as a pragmatic advisor focusing on real world solutions.

Kevin is also a nationally recognized expert in mortgage fund formation. Kevin is the lead instructor for the American Association of Private Lender’s Certified Fund Manager courses, where he teaches mortgage fund managers throughout the United States on fund management and securities laws.

Kevin hosts the podcast Lender Lounge with Kevin Kim, where he interviews industry leaders, friends, and colleagues in the private lending space to learn what makes them tick.

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Previous Episodes

Dennis R. Baranowski

Renaissance Man | Dennis Baranowski, Geraci LLP

Dennis Baranowski, renowned as The Beard and The Wise One, brings his multi-faceted expertise to the forefront on Season 2’s Finale. A powerhouse in banking and finance, the Geraci LLP Partner reveals his mastery in litigation, foreclosure, TCPA, and bankruptcy. As a special treat, Kevin poses questions from some of Dennis’ cherished clients. Don’t miss this episode filled with insights, laughter, and a touch of wisdom to conclude Season 2 on a high note!

Listen to Episode »
Sharon Koh

The Importance of Data | Sharon Koh, 1839 Asset Management LLC

Ever wondered about the industry’s evolution towards DSCR? Industry veteran, Sharon Koh, co-founder of 1839 Asset Management, shares her insights both on the industry as a whole and 1839’s history in the space. Born in Singapore, Sharon brings over 20 years of project finance, corporate finance and treasury experience ranging from services and manufacturing industries to large scale multi-billion-dollar utility scale energy project finance to the table, making this episode a must-listen.

Listen to Episode »
Michael and Chris Enact Partners

Deliberate Decisions | Michael Schumacher and Chris Meinhardt, Enact Partners

Michael Schumacher, President and Founder of Enact Partners, is in a league of his own. Having executed over $1 billion in commercial real estate development and investments, Michael offers invaluable perspectives on market trends and loan underwriting. This episode, filmed in Geraci’s Irvine office, focuses on the diverse backgrounds and industry wisdom that Michael and Chris Meinhardt, former U.S. Marine Corps communications officer, bring to Enact Partners.

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Huy Do

A True Family Office | Huy Do, PrideCo Capital

While Huy Do is a widely recognized figure in the industry, this episode unveils the compelling narrative behind PrideCo and Huy’s remarkable journey. Dive into the strategic decisions that led PrideCo into the private lending sector, fueled by Huy’s infectious enthusiasm for the industry and a distinctive philosophy intertwining networking, family, and business dynamics. This episode provides a nuanced glimpse into Huy Do’s strategic insights and industry passion, making it a must-listen for those navigating the landscape of private capital.

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Dalton Elliott

Competitive Advantage | Dalton Elliott, Lima One Capital

Dalton Elliott, the former driving force behind Lima One Capital’s Sales and Customer Experience, joined Kevin for a rapid-fire chat in this episode. Dalton unveils Lima One’s whirlwind journey—from inception to a recent game-changing acquisition by MFA. Discover their success trifecta: a fierce “Training, Culture, and Growth” mindset. Dalton’s narrative, combined with insights from his Real Estate of Things podcast, offers a compact yet dynamic exploration into Lima One Capital’s high-speed trajectory—a strategic blend of dedication, culture, and an unquenchable thirst for growth in the competitive world of real estate financing.

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Private Lending OG | Beth O’Brien, CoreVest Finance

A “Burgers, Fries, and Shakes” mentality has been the key to scaling national private lender CoreVest Finance to great heights. Beth O’Brien, Founder of CoreVest, has been obsessed with offering true cradle-to-grave lending since the company’s founding in 2011 to catapult it through periods of significant growth. In this episode, Beth discusses this consistent focus and how it continues to help the business grow.

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Facilitating Deal Flow | Eric Abramovich, Roc360

Eric Abramovich, Co-Founder and CCO of Roc360, takes a trip down memory lane with Kevin, discussing the private lending industry’s evolution from Eric’s perspective and how Roc has grown right alongside it. oc’s holistic approach and drive to be a full-service capital provider to the space has led them to become one of the top lenders in the industry. Kevin and Eric also discussed the challenges in operating a business during COVID in New York.

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See a Need, Fill a Need | Steven Trowern, Temple View Capital

Maintaining a startup mentality can work wonders for business growth. Steven Trowern, CEO and Founder of Temple View Capital and MCM Capital, discussed Temple View’s focus on just that, including their history and growth over the years. Kevin and Steve also spent some time comparing the pandemic crisis to the global financial crisis of 2008 – and had some laughs around the TARP program of 2009.

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Filling a Void in Private Lending | Rocky Butani, PrivateLenderLink.com

If you’re in the private lending industry, you probably know Rocky Butani with Private Lender Link! Rocky visited Kevin in his office before the California Mortgage Association summer seminar where they discussed the evolution of PLL and where it’s headed. Rocky lives and breathes the private lending space and, in this episode, gives a glimpse into his deep understanding of its dynamics.

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True Independent Lender | Renee Lewis, Bloomfield Capital

Renee Lewis, a three-time “Women of Influence” awardee by Real Estate New York, has a wealth of knowledge about private lending. A disciplined partner at Bloomfield Capital, she discusses their view on real estate finance and how they grew their business. Learn about Bloomfield Capital’s strong underwriting, utilization of data, and focused approach to capital used to build their national lending business.

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Operational Efficiency | Lisa Alberti and Mark Roberts, Western Alliance Bank

*NOTE: This episode was recorded in June 2022.*

Kevin was delighted to finally interview Mark Roberts and Lisa Alberti from Western Alliance Bank, a company that has become an integral part of the private lending industry. In this episode, Kevin talks to Mark and Lisa about the bank’s history, their backgrounds, and their bank’s philosophy on lender finance and line of credit. Lisa also discusses the new networking group, Women in Private Lending, and the impact a group like this will have on women in this space.

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Reliable Capital | Ray Sturm, AlphaFlow

For this episode, which was recorded during the market volatility of May 2022, Ray Sturm and Kevin sat down and discussed AlphaFlow’s thesis from a technology standpoint, their philosophy when it comes to solving their customer’s challenges, and having discipline when it comes to an ever-changing market.

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engaging speaker

Special Mini Episode | Ruby Keys, Geraci LLP

We’re dropping this mini episode in your feed to give some insight into Captivate, Geracicon’s upcoming private lending event. Kevin is joined by Ruby Keys, Geraci’s event extraordinaire, to discuss why it is a perfect opportunity for our listeners. Listen in to learn about the event’s capital-raising theme, nationwide attendee presence, and success stories from past years (including Kevin’s!).

Captivate will take place August 21-23, 2022 at the Encore at Wynn in Las Vegas, NV.

More info and registration can be found at our website: https://geracicon.com/captivate

Listen to Episode »
Lender Lounge

The Greatest Asset | Ryan Craft, Saluda Grade

*NOTE: This episode was recorded in May 2022.*

For this episode, Kevin interviewed Ryan Craft, Founder and CEO of Saluda Grade. He learned about Saluda’s investment philosophies when it comes to private lenders, their criteria when selecting portfolio companies, and Ryan’s perspectives on where things are going and should go in the private lending space. His views on future success in private lending was especially enjoyable. Ryan stressed that diversification in strategy, obsession with customer service, and entrepreneurialism will be some of the key features of the private lenders that dominate in the coming years.

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Passionate Visionary

Passionate Visionary | Trixy Castro, Aureus Finance Group

*NOTE: This episode was recorded in May 2022.*

We are kicking off Season 3 with none other than Trixy Castro, founder and CEO of Aureus Finance Group. We were honored to sit down with this industry legend in person and learn more about Trixy and her history as an entrepreneur founding Genesis Capital and Hudson Marshall in the early days of private lending. We learned all about her new vision for Aureus, including how she approached her re-entry into the market after taking a few years off. Trixy has achieved so much in the industry yet maintains a level of entrepreneurialism and excitement about private lending and what it stands for.

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Mid Year Outlook

Special LIVE Episode | Mid-Year Outlook with Daren Blomquist & Rick Sharga

The Lender Lounge with Kevin Kim podcast hosted a special livestream featuring industry legends Daren Blomquist, VP of Market Economics at Auction.com and Rick Sharga, Executive Vice President at ATTOM.

Watch the recording of May 18th LIVE episode and hear these industry leaders’ thoughts on housing demand, build to rent, interest rates, inflation, and everyone’s favorite doomsday question: is a recession coming?

Listen to Episode »
Dennis R. Baranowski

Renaissance Man | Dennis Baranowski, Geraci LLP

Dennis Baranowski, renowned as The Beard and The Wise One, brings his multi-faceted expertise to the forefront on Season 2’s Finale. A powerhouse in banking and finance, the Geraci LLP Partner reveals his mastery in litigation, foreclosure, TCPA, and bankruptcy. As a special treat, Kevin poses questions from some of Dennis’ cherished clients. Don’t miss this episode filled with insights, laughter, and a touch of wisdom to conclude Season 2 on a high note!

Listen to Episode »
Sharon Koh

The Importance of Data | Sharon Koh, 1839 Asset Management LLC

Ever wondered about the industry’s evolution towards DSCR? Industry veteran, Sharon Koh, co-founder of 1839 Asset Management, shares her insights both on the industry as a whole and 1839’s history in the space. Born in Singapore, Sharon brings over 20 years of project finance, corporate finance and treasury experience ranging from services and manufacturing industries to large scale multi-billion-dollar utility scale energy project finance to the table, making this episode a must-listen.

Listen to Episode »