Feature Articles
- Feature Article
- August 2023 (Captivate)
- “If you think about a single-engine airplane versus a plane with multiple engines, that’s very similar to what happened to a lot of companies last year,” he said. “Lenders that had only one engine – one funding source – were not able to prudently manage their balance sheets last year. When that one engine went out, they could no longer sustain their business.
- Feature Article
- August 2023 (Captivate)
- Lind takes pride in Acra’s remarkable strides in efficiency over his tenure as CEO. He envisions even greater achievements ahead fueled by the company’s commitment to integrating cutting-edge technologies into its workflow. One of their priorities involves harnessing the newest loan origination system (LOS) technology.
- Feature Article
- August 2023 (Captivate)
- Despite just five years under its belt, Foundation packs a considerable punch in the private lender space specializing not only in traditional business purpose loans secured by 1-to-4 unit residential and multifamily properties, but also in pre-MLS and pre-foreclosure properties.
- Feature Article
- August 2023 (Captivate)
- Deephaven has always been a frontrunner in the industry. Long before millions of Americans bid farewell to the 9-to-5 life during the Great Resignation of 2021, the firm had already begun paving the way for the nonconformists – the self-employed individuals who steered clear of traditional W-2-required, 40-hour workweek-jobs.
- Feature Article
- August 2023 (Captivate)
- Nobody is better suited to build the perfect software for the private lending sector than a team of private lenders. Designed to address their own pain points, the software allows users to streamline origination, automate their servicing, set benchmarks for their borrowers’ experience, and more – all in one platform.
- Feature Article
- August 2023 (Captivate)
- We’ve built up strictly through word of mouth and have never had to actively invest in capital-raising activities. We started slowly and wanted to remain intentionally small — a small mom-and-pop business. My husband and I were just seeking financial and time freedom. We had small children, and we wanted to be present for them and for our aging parents.
- Feature Article
- June 2023 (Women in Real Estate)
- Before Verrette became President and Chief Operations Officer of Champions, she started in the industry at the age of 17 as a junior receptionist in a real estate firm. Her dad was a loan officer and a real estate broker, so Verrette grew up in the industry and observed, through both hard work and networking, how rewarding a career in real estate and mortgage lending could be.
- Feature Article
- June 2023 (Women in Real Estate)
- Features on Geraci's Rising Stars: Brianna Milligan, Esq., Madelaine Ryan, Esq., Nazanin Javanmardi, Esq., and Nichole Moore, Esq.
- Feature Article
- June 2023 (Women in Real Estate)
- “What is most important to me is making sure I want to be at the table I’m sitting at. What I mean by this is simple: making sure I’m inspired by those I’m sitting with, supporting and mentoring peers to develop their full potential, and fearlessly expressing viewpoints that not only serve my clients but also challenge the status quo, even if those ideas are unpopular or go against traditional norms."
- Feature Article
- June 2023 (Women in Real Estate)
- Smith believes fear to be the most dangerous trait that could derail female leaders’ careers. “Women have a deep-seated fear of rejection, of change or the unknown, of not having the same respect, or not knowing one’s self-worth. Women should take note that they are fully capable of working and competing in this field. There are now many examples of successful women to look up to in the industry.”
- Feature Article
- June 2023 (Women in Real Estate)
- "Never let anyone define who you are or determine what you can achieve. You will face difficult situations and people along the way, but no one, and I mean no one, can make you a victim. Additionally, you don’t have to take every storm head on. Sometimes, it is wiser to steer around it – just don’t lose sight of the destination."
- Feature Article
- June 2023 (Women in Real Estate)
- "Unlike when I began my career, we are now seeing more women and people from marginalized communities in the C-Suite. I think this is just the beginning."
- Feature Article
- June 2023 (Women in Real Estate)
- With over three decades of experience and roles across all aspects of lending including sales, marketing, lending operations, credit, and compliance, Dana has worked in all channels of the mortgage business including Agency, non-Agency, Business Purpose, and Non-QM. But when asked about her beginnings in real estate and mortgage, Dana said she came into the field by accident and always envisioned herself as a college professor.
- Feature Article
- April 2023 (Innovate)
- Thinking about retirement can be daunting. With life expectancies in the United States higher than 50 years ago, preparing for a post-work life may seem insurmountable. Equity Trust Company knows the process of saving for retirement can be complicated. That is why, with the help of an innovative approach to retirement saving, Equity Trust has become a leader in helping customers reimagine their retirement.
- Feature Article
- April 2023 (Innovate)
- Spiegel Accountancy Corp. has earned a strong reputation in the private lending industry for providing exceptional customer service and individualized solutions. Their team of seasoned professionals, including higher-level CPAs, offers business expertise in audit, tax, and accounting which allows them to understand and address the unique needs of each client.
- Feature Article
- April 2023 (Innovate)
- To Sam Kaddah, the founder and CEO of Liquid Logics, the word ‘innovation’ is often overused. In a marketplace brimming with competition and technological advancement, he added that the key to originality is utilizing tools – and people – in the right way.
- Feature Article
- April 2023 (Innovate)
- Meeting clients’ needs is at the core of the Lightning Docs pathos. By leveraging Geraci LLP’s position as a market leader in lender solutions – and a team of experts with decades of experience in the space – Baranowski said painstaking detail went into creating a responsive yet easy to use platform.
- Feature Article
- April 2023 (Innovate)
- Kiavi’s technology is uniquely simple yet user-friendly at the same time, allowing our customers to quickly and easily secure funding for their investment properties. Whether they’re on their second property or their 200th, all Kiavi borrowers can access our team of experts, who work to guide customers through every step of their real estate journey.
- Feature Article
- February 2023
- Since its inception, TaliMar Financial has focused on developing and refining technology to allow borrowers to quickly obtain funding for their fix and flip, fix and hold, bridge, and new construction loan requests. According to VandenBerg, “We understand the loan approval process can be stressful, so we have focused on developing a seamless process from loan submittal through funding. I think our Borrowers have grown to appreciate the ease of working with TaliMar.”
- Feature Article
- December 2022
- Churchill additionally realized that new blockchain-enabled applications could leverage to effectively address critical sticking points that wholesale lenders experience daily and greatly enhance the efficiency of lender-to-lender due diligence, disposition, and settlement of loans.
- Feature Article
- December 2022
- Our ability to deploy capital through our lending operation truly sets CIVIC apart from the competition. We provide our client base with an unparalleled peace of mind in knowing that our independence from external funding sources translates into unmatched reliability no matter what happens on the larger economic scene.
- Feature Article
- December 2022
- In our segment of lending to borrowers who focus on non-institutional projects, I think our industry is still in its infancy. I compare it to fast food in the 1950s: there are plenty of places to buy a hamburger, but nobody has really developed a formula to replicate a very good, consistent experience across many major metro areas.
- Feature Article
- December 2022
- “That success is not guaranteed, though. As a small fund manager, what we are seeing now is that market values are changing. Property A is now worth 15 percent less than it was yesterday,” he noted. “We must practice resilience because that price change is compressing my portfolio.
- Feature Article
- December 2022
- Sometimes it takes being fully immersed in a system to accurately identify areas for improvement and acquire the skills needed to implement changes. That was certainly the case for Harari, who was able to identify major shortcomings in the lending space as an active participant in the system—a realization that compelled him to start his own company to fill these institutional gaps.
- Feature Article
- October 2022 (AAPL)
- Ani Kamikyan expertly leveraged the interpersonal skills she garnered in the retail industry to propel her into an immensely successful career in the lending sector.
- Feature Article
- October 2022 (AAPL)
- “With years of industry-specific experience and the lessons learned in the acquisition process, [Rice Park Capital] is able to provide actionable and effective insights to the companies we acquire.”
- Feature Article
- October 2022 (AAPL)
- Old North Capital specializes in asset-based loans on non-owner-occupied residential properties for investors who need quick and reliable funding.
- Feature Article
- August 2022 (Captivate)
- Consolidated Analytics' solutions span the spectrum of real estate finance. They offer a comprehensive range of services such as property valuation & analytics, mortgage business process services, consulting & strategic advisory, and asset due diligence.
- Feature Article
- August 2022 (Captivate)
- Since he started in the space, Mark McKeller, Founder of The Bedrock Mortgage Fund, said that public-facing components – such as a litany of fix and flip-focused shows on HGTV, paired with internal attributes – like the growing number of private money lenders – have contributed to increased visibility. Although this can be positive, he mentioned that some of the media surrounding real estate sound like a ‘get rich quick’ scheme. A key way around this mindset, McKeller noted, is to establish credibility by fully vetting potential investors.
- Feature Article
- August 2022 (Captivate)
- Consistency and reliability are two sought-after attributes for savvy investors looking for a long-term lending partner. Access to capital is key to profitable investment operations. Arguably just as important is efficiency, and Constructive Capital certainly has that requirement covered as well.
- Feature Article
- August 2022 (Captivate)
- Director of Lending Mariska Crain said Precision Capital strives to cut through the noise without cutting corners. “We aim for fast service, but fast service that is not done at the expense of the client,” she emphasized. “One of our main focuses is: how do we put our money where our mouth is, and how do we simplify processes to accomplish this goal?"
- Feature Article
- August 2022 (Captivate)
- When most lenders were forced to pause or completely shut down operations altogether, Eric Abramovich, Co-founder of Roc Capital, and his team closed a record number of loans, started a title company and AMC, and released a cutting-edge white label portal which is now widely available.
- Feature Article
- August 2022 (Captivate)
- "Many loan buyers are "tech-enabled,” but AlphaFlow is a technology company that offers loan buying as one of our revenue verticals. From being able to do a single asset, to a large portfolio tape, the instant response of buying criteria and uploading documents within the portal not only creates dynamic ease for our partners but a sense of security with sensitive data information," says Dana Georgiou, SVP, Lender Partnerships at AlphaFlow.
- Feature Article
- August 2022 (Captivate)
- “Between the two of us and our team’s individual strengths, we have created Futures to be a completely robust and diverse lending platform, creating the best user experience externally and within our team. The market is changing, and Futures knows how to work within these changes efficiently and effectively with client satisfaction as their top priority, truly embodying exemplary service.”
- Feature Article
- August 2022 (Captivate)
- Through the Hero Fund, Jamie Shulman and Mike Ferguson of Meriweather Group Capital hope to continue stimulating the growth of the local economy and eventually expand entrepreneurs’ access to capital beyond the region. “The opportunity to help businesses scale, hire more people, and build community while, at the same time, providing meaningful market returns to our investors, makes the Hero Fund an important offering,” notes Shulman.
- Feature Article
- August 2022 (Captivate)
- When thinking about ZINC’s end of the equation – and more specifically what causes borrowers to come back time and time again – President Todd Pigott emphasizes that the deal flow formula remains paramount. What this formula centers around, he added, is one simple question: ‘what does it take to make sure my deal is going to flow through with the path of least resistance?'
- Feature Article
- August 2022 (Captivate)
- Alex Breshears and Beth Johnson have drawn on their professional careers in the investment and lending space, coupled with their background in education, to help beginners navigate the process and avoid some of the most common pitfalls. “I hope our book can help others get started in private money lending without the hardships we experienced,” says Johnson.
- Feature Article
- August 2022 (Captivate)
- "The unique aspect of a platform like PeerStreet is that investor capital not only provides returns to our investors, but also improves properties, creates jobs, and revives local communities across the country," says Founder and CEO Brew Johnson.
- Feature Article
- June 2022 (Women in Real Estate)
- Gim says she feels ‘very fortunate’ to have had her mother as a role model. And for young women who are thinking about a career in real estate and do not have a built-in role model, she said finding a mentor is imperative to success.
- Feature Article
- June 2022 (Women in Real Estate)
- As a woman who grew up in a private lending and real estate world, Tiffany Harper, Principal at Hanson Capital, describes how her experience with these worlds at such a young age served as a foundation for her career.
- Feature Article
- June 2022 (Women in Real Estate)
- “Returning to this field I love so much after taking time off to be with my children has really opened doors for me. I also realize how instrumental my mentors were and am always looking to guide young women through this multi-faceted landscape.”
- Feature Article
- June 2022 (Women in Real Estate)
- Industry legend Trixy Castro discusses what it was like being a minority woman starting in a male-dominated industry and how she rose above what was expected of her by creating Genesis Capital, LLC and eventually Aureus.
- Feature Article
- June 2022 (Women in Real Estate)
- Preston developed a passion for real estate at an early age and made no qualms about acting on it as soon as she started college. She started networking with successful investors, picking up key insights as she took the necessary steps to acquire her first investment property.
- Feature Article
- June 2022 (Women in Real Estate)
- Hahn learned early on that building a rewarding career involves so much more than an impressive paycheck. “Success isn’t measured in dollars,” she explains. “It is having a passion for what you do.”
- Feature Article
- April 2022 (Innovate)
- The value AXY Wrap™ adds to the Private Lending and non-QM market is significant. Many of us have experienced down lending markets and economic crises, so we had the experience necessary to create the product.
- Feature Article
- April 2022 (Innovate)
- With his calm demeanor and friendly attitude, it’s hard to believe that Sam was once one of the premiere mixed-martial artists in the world.
- Feature Article
- April 2022 (Innovate)
- The real genius behind BiggerPockets’ success to date is its vibrant community of fellow investors that enables people to learn in a safe environment and discover what types of investment strategies are most effective.
- Feature Article
- February 2022
- We really see ourselves as a true lifecycle lender. Our unique model provides us the flexibility to jump in at any stage of a given project and finance it.
- Feature Article
- February 2022
- We are always looking out for our clients’ best interest to ensure that the return on investment aligns with their long-term goals. If we see a deal that doesn’t make sense for them in the long run, we tell them that. Their success is our success.
- Feature Article
- February 2022
- Temple View offers a comprehensive suite of funding products including fix-and-flip, fix-and-hold, long-term rental investments, ground-up construction and bridge loans. The firm’s unique structure has enabled it to flourish in spite of the COVID-19-related turbulence that led many of its competitors to halt lending activity altogether.
- Feature Article
- December 2021
- "Invigorate is a business, not a trade," notes President Jennifer McGuiness, and they deliver premium lender and investor partner experience. "We do not outsource operational features like credit. This allows Invigorate to truly understand the loans that we are acquiring and creates opportunities for lenders to build meaningful relationships with us where both parties are mutually invested in long-term sustainability."
- Feature Article
- December 2021
- "Kaufman Rossin Wealth distinguishes itself as an investment advertisement firm through its ingenuity when it comes to wealth management," explains Jay Pelham, President of Kaufman Rossin Wealth. "You can't change what is going to happen in the stock market or with interest rates-but you can proactively explore alternative markets like the mortgage and real estate spaces to target positive returns with a low-risk profile."
- Feature Article
- December 2021
- In analyzing the resultant trends in the real estate investment industry, Erica LaCentra, Chief Marketing Officer at RCN Capital, emphasizes that flexibility is the key to moving forward. "Private money lending remains an important source of capital to drive growth in the real estate space, but to be successful we have to be receptive to client feedback by maintaining open lines of communication and tailoring our funding products to the demands of the industry."
- Feature Article
- October 2021 (AAPL)
- It takes something special to stand out from the exponentially growing crowd of loan providers, and that’s exactly what Builders Capital is. Their committed team of collaborators coordinates the efficient disbursal of capital across the entire country and pride themselves in their ability to craft innovative, creative solutions when customers need them.
- Feature Article
- October 2021
- Sofia Nadjibi, Principal and Broker of Golden Gate Lending Group, and Mark Hanf, Founder, and CEO of Pacific Private Money discuss their new book, The Power of Bridge Loans, which discusses why bridge loans are important.
- Feature Article
- October 2021
- "The biggest distinction between Parkview and other lenders is that we lend on ground-up construction projects-and we approve, manage and service all loans in-house," Paul Rahimian, CEO of Parkview Financial, explains. "This is rare as most other lenders use some kind of 3rd party vendors, which do not truly understand the specific project and the players as well as our in-house team."
- Feature Article
- October 2021
- "A lot of the time it is not so much about the underlying deal. Of course, it has to be viable, but what I am truly focused on is who the borrower or borrowers are as a person-working with an outstanding team who shares the same values and vision as we do here at LBC capital significantly enhances the chances of success," says Boris Dorfman, Fund Manager and One of the Founders of LBC Capital.
- Feature Article
- October 2021
- The Enact Team specializes in crafting customized funding solutions specifically tailored to meet all its respective borrowers' needs-all in a fraction of the time it takes conventional banks to complete their industrial, retail, historic rehabilitation, adaptive reuse, environmental mitigation, or residential development products, the experts at Enact have proven they have the requisite insight and knowledge to successfully find it.
- Feature Article
- August 2021 (Captivate)
- "We've got one power grid, and you trust that when the switch is flipped, the lights will turn on. Our industry, to a certain extent, doesn't have that level of trust. If you can be there for a lender in their time of need, you establish a level of trust that allows for the facilitation of deals to be shifted more in your direction," says AlphaFlow's CEO Ray Sturm.
- Feature Article
- August 2021 (Captivate)
- Constructive Capital's approach is to provide all the necessary tools to its partners to operate independently. They provide the underwriting, the loan documents, and the capital to fund the loan, thus eliminating the operational expense and many of the risks associated with the origination of a business purpose loan.
- Feature Article
- August 2021 (Captivate)
- The key behind Flip Factory App's success is that it's a proactive, not reactive cash flow and project management system. Right after a real estate investor acquires a real estate asset, the app starts to work its magic.
- Feature Article
- June 2021 (Women in Real Estate)
- "There is definitely a difference in the way some [people] view men and women in real estate," says Bayport Funding's President Marcia Kaufman. "I built my reputation and showed my success, and I pay attention to where I'm going, and I look at the markets and believe that it's not about being male or female, it's having the drive and ability to enter the market."
- Feature Article
- June 2021 (Women in Real Estate)
- Everyone needs a reason to show up at work in the morning--a "why" that drives them to succeed and go the extra mile to overcome the adversity and challenges we all face over the course of our respective careers. For Melissa Martorella, a Partner and Department Head of Geraci LLP's Banking and Finance Practice, the opportunity to help resolve clients' legal issues and enable them to achieve their objectives is extremely rewarding.
- Feature Article
- June 2021 (Women in Real Estate)
- Unconscious biases and preconceived notions can be intimidated or downright insulting, especially for young entrepreneurs just starting out who lack the requisite experience and reputation to process such unfair impediments to professional development. Kristina Sawyer, Vice President of Lending at Arixa Capital Advisors, is no stranger to these situations, but her advice to women starting out in the real estate and lending sectors is to pursue respect instead of acceptance.
- Feature Article
- June 2022 (Women in Real Estate)
- "We've been able to relate to a younger generation and help them to grow and create wealth for themselves. It's not just for retirees, investing, and it's important to note that. Our goal is to get our clients the kind of returns they're looking for, and that can take place in different ways and look different depending on prior experience and where our clients are at in their careers," says Heather Dreves, Director of Funding for the Secured Investment Corporation.
- Feature Article
- June 2021 (Women in Real Estate)
- There is certainly a yin and yang of being a working mom: some days you can have what seems like unlimited flexibility, and all seems right with the world; conversely, other days are infinitely stressful and it can feel like you are missing out on important family events. Nava Streit Raziel, a Senior Underwriter at Streit Lending, is no stranger to this challenge.
- Feature Article
- April 2021 (Innovate)
- CIVIC's core values are: act with honor, be a great partner, communicate clearly, create smiles, and simplify. Adhering to these standards, said Kendra Rommel, Director of Regional Sales, allows all CIVIC team members to share common goals, create an outstanding customer experience, and work towards growing the company's sphere of influence in private money.
- Feature Article
- April 2021 (Innovate)
- Armanino's flagship digital asset transparency platform, TrustExplorer, is built for the impending digital future. Today, it enables real-time attestation and transparency services for over approximately $5 billion in digital assets. TrustExplorer is the first and only real-time attest platform available, giving clients and their current and prospective customers the ability to download attestation reports, some only 30 seconds old.
- Feature Article
- April 2021 (Innovate)
- A critical component of Builders Capital's success is its 'extremely flat' organization that doesn't have any layers of hierarchy like other organizations. At Builders Capital, all team members roll up their sleeves to see a project to completion.
- Feature Article
- April 2021 (Innovate)
- Scott Rerucha, CEO of Legacy Group Capital, said it could be easy to adopt a pessimistic attitude towards the market as it rises and falls, but he added that one differentiator of Legacy Group Capital is the group's ability to take ostensibly negative situations and see the light at the end of the tunnel.
- Feature Article
- April 2021 (Innovate)
- "So, how do you build a great business when 90% of your competitors are doing the same thing?" Senior Vice President James Gaskin asked. "We have to be really good a the other 10%." To get "really good" at the other 10%, Renovo is focused on turning a transactional business into an interpersonal one and in a relationship business, every interaction matters.
- Feature Article
- February 2021
- Since COVID-19 hit last year, Arixa Capital has not had a single loan go into default. The firm never missed a draw and never missed a draw inspection. They expanded their team, and they added more new customers in 2020 than in any previous year in the firm's history. "It wasn't because of our incredible marketing efforts, or because of a new Instagram post," Managing Director Greg Hebner said. "There were a lot of clients seeking us out because we hadn't destroyed our reputation or left people in the lurch."
- Feature Article
- February 2021
- Private Lender Link's new Service Provider Directory is a resource to discover a wide variety of companies that offer services to private/hard money lenders, mortgage brokers, and real estate investors. The previous version of the directory, built-in 2018, was just a single page with a list of companies. The new version is broken up into 8 main categories, and 50+ sub-categories that have their own separate pages.
- Feature Article
- February 2021
- Rocky Butani, Founder and CEO of Private Lender Link, discusses the best ways to generate "inbound" investor leads with a low budget.
- Feature Article
- November 2020
- The impetus of the name Socotra, John’s cousin and Socotra Chief Strategy Officer Tony Ingoglia explained stems from the firm’s ability to be an island of refuge for borrowers. He added that his cousin always said the best loans are those made in the ‘depths of uncertainty.’
- Feature Article
- November 2020
- To get a pulse of what it was like to be a CRE lender, Nema Daghbandan, Esq. interviewed three significant CRE mortgage lenders to get their take on mortgage lending in times of uncertainty.
- Feature Article
- November 2020
- Although the pandemic has made it difficult for many lenders to access capital from institutional lenders and capital markets, there are options. The sale of fractional and participation interests in loans, along with hypothecations, offer an opportunity to capital-strapped lenders to obtain funds by leveraging their loan pool.
- Feature Article
- October 2020
- There are various securities law implications when making investments in hypothecations, participations, and fund investments. When making these types of investments, issuers and investors alike should be cognizant of the securities implications and consult with securities counsel for assistance.
- Feature Article
- October 2020
- We are all doing our best to adapt to the new norm for doing business. A contentious election, social unrest, and a potential spike in COVID cases may change the market outlook in the months ahead, but the overall attitude is of cautious optimism
- Feature Article
- July 2020 (3rd Anniversary)
- The forbearance process is inherently complex—as each forbearance agreement is unique relative to the given financial situation of the borrower and how their respective lender chooses to accommodate their reduced ability to make timely payments. This article discusses a brief overview of some forbearance options to consider implementing when receiving forbearance requests.
- Feature Article
- May 2020
- Appraisal Nation has grown significantly since its founding, yet the company provides itself on maintaining a “small company” family-like corporate culture. Members at all levels of the company—from the owners to the front-line team leads—share mutual connections fostered by years of cooperation and uncompromised work ethic, almost like a company family tree.
- Feature Article
- April 2020
- "We named our company Socotra Capital, which is the name of an island, also means “peace of mind.” We were founded in 2008, during the last crisis. Our mission is to provide a place for those looking for refuge, both investor and borrower," says John Ingoglia of Socotra Capital.
- Feature Article
- February 2020
- "The measure of a successful business isn’t only defined by how much money you make, but for how much opportunity for growth you’re able to create. I’ve learned that if I can help others achieve their goals, we’ll all be successful," says Founder and CEO of Noble Capital Jadon Newman.
- Feature Article
- December 2019/January 2020
- "The right idea of today may not necessarily work tomorrow. It is also important to grasp a good understanding of where the industry is heading in both the near term and the distant future," says Jerry Delgado, co-founder and CEO of Applied Business Software, Inc.
- Feature Article
- November 2019
- The Shalom Orphanage is a non-profit entity established by Mama Warra Nnko in 2004, with the goal of improving the fortunes of orphaned and abandoned children. The orphanage currently supports over 80 children, ranging in age from 0 to 18 years old—with most of those children being double orphans, having lost both parents. The orphanage aims to provide love, comprehensive healing, and day-to-day care for these children.
- Feature Article
- November 2019
- RCN Capital has made it a priority to instill a close-knit, progressive and modern work environment that is hard to come by in the financial industry. All employees, regardless of title, experience or background are committed to sustaining an extremely open and welcoming office culture. Everyone is ready and willing to assist one another in order to achieve more and deliver a better end-product to their customers.
- Feature Article
- May 2018
- "Failure is never a fun thing, but never be afraid of it. Failure isn’t something that attaches to you, that sticks to you like a scarlet letter. Rather, failure is just falling short. If you feel, analyze and fix it, you landed among the stars, and it’s a lot easier to get to the moon from the stars than back on Earth," says Anthony Geraci, CEO, and partner at Geraci LLP.
- Feature Article
- April 2018
- By age 40, you should have three times your annual salary saved for retirement, according to many financial advisors, but if you’re not there yet, don't panic. Michael Miller of 5 Arch discusses the ideas for a comfortable retirement.
- Feature Article
- April 2018
- "Although short-term mortgages and mortgage funds are not the end-all investment, they may play a prominent place in many investment portfolios looking to provide high yields for relatively low risk and the potential availability for some liquidity," says Edward Brown of Pacific Private Money.
- Feature Article
- April 2018
- Home purchases have been up, and with a limited supply of inventory in most major markets, developing your realtor relationships is key to maintaining and even increasing your loan originations. This article discusses simple traits that you can hone to help you engage and build up your realtor referral sources.
- Feature Article
- March 2018
- "Incorporating a private lending strategy into your retirement plan can be easier than some circles would have you believe. The tax advantages provided by self-directed retirement investing are certainly worth considering, and they’re available through the strategies you’ve already come to master," says Clay Malcolm of New Direction IRA, Inc.
- Feature Article
- February 2018
- Roth IRAs provide a particularly interesting set of advantages for loan originators — or any alternative investors — to contemplate. This plan type allows post-tax annual contributions of up to $5,500 (under age 50) or $6,500 (age 50 and above) and tax-free growth throughout the life of the account. The power of a Roth IRA is therefore realized later in life.
- Feature Article
- February 2018
- This article discusses 5 tips to becoming a successful California Mortgage Loan Officer.
- Feature Article
- February 2018
- "To empower your words, you must identify where your words come from, change them accordingly, and then understand that you create a legacy through words, actions, and decisions. What will your legacy be?" says Alan Peterson.
- Feature Article
- February 2018
- "In real estate, they say location is everything. In vending, whether it’s our Title side or Appraisal side I believe our people are everything. We have a great system that’s integrated on every major platform but it’s the people behind it that matter most," says Michael Tedesco of Appraisal Nation.
- Feature Article
- January 2018
- During the mortgage crisis almost a decade ago, one thread seemed to run through all of the bad loans: late payments on even the smallest of items. This led banks to steer away from otherwise good borrowers. Thus, a borrower who never missed a mortgage payment but may have been late on a small credit card was seen as a bigger risk for a future default.
- Feature Article
- January 2018
- "The approval process is complicated, but a good loan officer will make it appear seamless. They will ask generic questions about your income, assets, and credit history. It will be the most valuable time that you spend," says Tim Malburg of Capstone Mortgage Company.
- Feature Article
- December 2017
- The next year will be an exciting one from an innovation perspective. With record-breaking bank profits and margins, while investors starve for yield, the macro environment is very conducive for P2P lending models.
- Feature Article
- December 2017
- The most common SMB cyber threats are social engineering, phishing emails, malware, unpatched devices, and unmanaged mobile devices. Employees who know how to identify those threat traits are more likely to eliminate them before problems arise. This article discusses four simple procedures for training employees.
- Feature Article
- December 2017
- Savvy chief financial officers are changing the way they invest in IT, moving away from the traditional capital expenditure (CapEx) model and toward operational expenditures (OpEx). This article discusses the plans of both CapEx and OpEx to help you decide which plan is best for your business.
ABOUT ORIGINATE REPORT
Our story at Originate Report began in 2017 with a singular idea: providing value to our readership. Through many iterations since its inception, Originate Report has risen to the challenge. We’ve grown our readership while honing in on what industry leaders need to know.
Today, our bi-monthly publication is found both in print at industry conferences and via digital distribution channels that provide thousands of loan originators, lenders, investors, and service providers in the non-conventional lending industry with the insight they require to weather industry trends and grow their businesses.
Everyone has a story to tell and we, at Originate Report, strive to ensure yours gets heard.
