Our Professional Team

Melissa C. Martorella, Esq.


Areas of Practice

Lending Compliance
Foreclosure & Loss Mitigation
Loan Document Preparation

Bar Admissions



J.D., University of California, Irvine School of Law
M.A.T., Tufts University
B.A., Boston College

Melissa C. Martorella, Esq.


Melissa Martorella is a Partner and Department Head of Geraci LLP’s Banking and Finance practice group. Ms. Martorella manages a large team of attorneys and loan processors in the preparation of loan documents and related transactional documents. Her practice primarily revolves around the representation of nationwide mortgage professionals and providing for their transactional documentation needs. She also provides the compliance advice necessary to navigate mortgage lending transactions in all fifty states. Ms. Martorella also leads the firm’s non-judicial foreclosure practice and advises clients on all default related matters.

Ms. Martorella has been recognized by her peers in the legal community as a Super Lawyers® Rising Star from 2018-2022. Only 2.5% of attorneys receive this distinction.


  • 2022 Southern California Rising Star
  • 2021 Southern California Rising Star
  • 2020 Southern California Rising Star
  • 2019 Southern California Rising Star
  • 2018 Southern California Rising Star

Associations & Memberships

  • American Association of Private Lenders, General Counsel

Authored Articles

Navigating Making Business Purpose Loans Nationwide
California Compliance Toolkits For Private Lenders
Where Are We Headed? Geraci Leadership Is Looking Forward to 2024
Crystal Ball Predictions for 2023
2021 Predictions Revisited in Q4 2022
California Foreclosures – Strategies for Lenders
Title Insurance 101: What You Need to Know About Title Insurance
The Impact of Rising Interest Rates on Long Term Rental/DSCR Loans
Closing Protection Letters: When And Why They Are Important
9 Things to Expect in 2022: The Crystal Ball | Presented By the Geraci Partners
Cross-Collateral Loans: What Are They and How Do They Work?
Protecting Your Lien Priority from Mechanic's Liens
Effectively Navigating Gap Closings
The Importance of Warranty Deeds
The Basics of Preliminary Title Reports
Office Developers to See an Increase in Demand
Yes, Marketing Is THAT Important
California Foreclosures - Strategies for 2021
Making Sense of the Recording Process and Why You Should Record
Forbearance Agreements 101 – What To Do When Your Borrower Can’t Pay
The Market is Hot for Home Rehabilitations
Construction Loan Considerations: 5 Best Practices for Lenders
What’s Wrong with Exceptions on Your Title Insurance Policy?
The Key to Avoiding Funding Delays
Title Insurance Protections for Lenders in California

Hosted Webinars

Business Purpose Loans to Individual Borrowers: What Lenders Need to Know
SB1079: Current Status of the Law and Strategies
Multistate Lending: A Strategy Guide to Licensing Compliance and Applications
Options After Default: California Foreclosure, Default Interest, Loss Mitigation, and Recourse
Workouts 101 – Forbearances, Modifications, And Other Loss Mitigation Strategies: What To Do When Your Borrower Can’t Pay
Options After Default: Judicial vs. Non-Judicial Foreclosures in California
Construction Loan Considerations for Private Lenders
Melissa Martorella from Geraci Law Firm Talks Business Purpose Lending 101
Common Title Policy Endorsements Every Lender Needs to Know
California Usury 101: What Interest Rate Can You Charge?
AB 3088 & SB 1079: Fundamentally Modified Foreclosures in CA – What Lenders Need to Know
California Foreclosures 101: Strategies for Defaulted Loans
Forbearance Agreements 101: What To Do When Your Borrower Can't Pay
Managing Loan Defaults during the COVID-19 Crisis
COVID-19 Opportunity: Making Owner Occupied Business Purpose Loans
What Your Attorney Didn't Tell You: Consumer Laws that Apply to Business Purpose Loans
Nationwide Lending and Licensing: What Every Private Lender Needs to Know
Navigating Tenant Issues: Lending to a Borrower with Tenants
Contact Melissa C. Martorella, Esq.
We represent financial institutions and real estate professionals.
Unfortunately, we do not represent consumers.