Our Professional Team

Nema Daghbandan, Esq.


Areas of Practice

Lending Compliance
Foreclosure & Loss Mitigation
Loan Document Preparation
Capital Markets Agreements & Negotiation

Bar Admissions



J.D., University of Miami School of Law
B.A., University of California, Irvine

Nema Daghbandan, Esq.


Nema Daghbandan is a Partner with Geraci LLP. His legal practice encompasses all facets of real estate transactions, primarily representing mortgage lenders, brokers, and loan servicers. His expertise revolves around the preparation of business purpose mortgage loan documents and providing compliance advice to mortgage professionals related to nationwide commercial, residential, construction, and multi-family loan transactions.

Mr. Daghbandan has been recognized by his peers in the legal community as a Super Lawyers® Rising Star from 2016-2020. Only 2.5% of attorneys receive this distinction. He also received a perfect 10/10 rating from attorney review site AVVO®.


  • 2022 Southern California Rising Star
  • 2021 Southern California Rising Star
  • 2020 Southern California Rising Star
  • 2019 Southern California Rising Star
  • 2018 Southern California Rising Star
  • 2017 Southern California Rising Star
  • 10/10 rating from attorney review site AVVO®

Associations & Memberships

    • American Association of Private Lenders, General Counsel
    • California Bar Association
    • California Mortgage Association
    • California Mortgage Bankers Association, Future Leader
    • Mortgage Bankers Association
    • Urban Land Institute
    • United Trustee’s Association

Representative Matters

  • Closed $25,000,000 loan facility with mezzanine components, repackaging three credit facilities including international collateral and interstate collateral.
  • Closed $1,562,500 loan secured by condominium in New York.
  • Closed $2,325,000 commercial construction loan in Saginaw, Michigan.
  • Closed $4,800,000 commercial construction loan in St. Charles, Missouri.
  • Closed $8,750,000 commercial loan in Salt Lake City, Utah.
  • Closed $5,500,000 loan secured by five condominiums in New York.
  • Closed $950,000 loan secured by residential property in Dagsboro, Delaware.
  • Closed $2,187,000 commercial loan which included BP oil spill rights in Panama City, Florida.
  • Closed $1,000,000 line of credit secured by property in Chicago, Illinois.
  • Closed $960,000 loan secured by 25 residential properties in Columbus, Ohio.
  • Closed $1,755,000 loan secured by commercial property in Albany, Georgia.
  • Closed $3,600,000 loan secured by residential properties in Providence, Rhode Island.
  • Closed $800,000 construction loan secured by residential property in Kona, Hawaii.
  • Closed $5,818,585 purchase, lease-back with option to re-purchase residential property in Beverly Hills, California. Subsequently facilitated the re-purchase by tenant.
  • Closed $3,350,000 purchase, lease-back with option to re-purchase music studio in Los Angeles.
  • Closed $3,600,000 heavily negotiated note purchase of 3 Commercial cross-collateralized loans in Idaho from an institutional seller in 4 days.
  • Facilitated closings in Connecticut, Illinois, Massachusetts, Nevada, Ohio, Texas, Virginia, and Washington under a secured line of credit.
  • Assisted in numerous Private Placement Memorandum offerings under Rule 506(b) and Rule 506(c).

Authored Articles

[UPDATE] Loan Modifications in Peril in California (In re: Moon)
What Constitutes a Good Set of Loan Documents?
Where Are We Headed? Geraci Leadership Is Looking Forward to 2024
Joint Statement on the Status of Charging Default Interest in Light of the Honchariw v. FJM Private Mortgage Fund Decision
Crystal Ball Predictions for 2023
2021 Predictions Revisited in Q4 2022
California Foreclosures – Strategies for Lenders
Honchariw v. FJM Private Mortgage Fund: Fundamental Shift to Default Interest in California with National Implications
[Press Release] Lightning Docs Named Official Loan Docs of The American Association of Private Lenders (AAPL)
Title Policy Endorsements 101 – What Every Lender Needs to Know
The Machines Are Going to Put You Out of Business: Automate or Die
California Housing Speculation Act: California Flip Tax Bill (AB 1771)
9 Things to Expect in 2022: The Crystal Ball | Presented By the Geraci Partners
Understanding Table Funding, Correspondent Lending, and Direct Lending
California Foreclosures - Strategies for 2021
Forbearance Agreements 101 – What To Do When Your Borrower Can’t Pay
5 Things You Need to Know About Dodd-Frank
2020: Looking Back to Understand How to Move Forward
California Upends Foreclosure Process on January 1: What Mortgage Lenders Need to Know About SB 1079
New York Commercial Finance Disclosure Bill (S05470) Sent to Gov. Cuomo's Desk
California Passes SB 1079, Creating Right of First Refusal After Trustee Sales
The New Normal in Commercial Real Estate Lending
Federal Government Imposes National Eviction Moratorium Through the Remainder of 2020 – What You Need to Know
California Passes AB 3088 - The Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020
Making Rental Loans in the New Normal

Hosted Webinars

Options After Default: California Foreclosure, Default Interest, Loss Mitigation, and Recourse
Oh, California: A Guide to DRE and DFPI Licensing, Usury, Loan Sales, and Daily Compliance
Common Title Policy Endorsements Every Lender Needs to Know
AB 3088 & SB 1079: Fundamentally Modified Foreclosures in CA – What Lenders Need to Know
Making Rental Loans in the New Normal
California Foreclosures 101: Strategies for Defaulted Loans
Major Changes in Privacy Law: What Lenders Must Do to be Compliant with the CCPA
Forbearance Agreements 101: What To Do When Your Borrower Can't Pay
AAPL's Emergency COVID-19 Virtual Meeting on Forbearance Best Pracitices
AAPL Emergency COVID-19 Meeting
Managing Loan Defaults during the COVID-19 Crisis
COVID-19 Opportunity: Making Owner Occupied Business Purpose Loans
What Your Attorney Didn't Tell You: Consumer Laws that Apply to Business Purpose Loans
Navigating Tenant Issues: Lending to a Borrower with Tenants
Contact Nema Daghbandan, Esq.
We represent financial institutions and real estate professionals.
Unfortunately, we do not represent consumers.