Our Professional Team

Nema Daghbandan, Esq.


Bar Admissions



B.A., University of California, Irvine
J.D., University of Miami School of Law


Nema Daghbandan Geraci Law Firm

Nema Daghbandan, Esq.


Nema Daghbandan, Esq.


Areas of Practice

Lending Compliance
Foreclosure & Loss Mitigation
Loan Document Preparation
Capital Markets Agreements & Negotiation


Nema Daghbandan is a Partner with Geraci LLP. His practice encompasses all facets of real estate transactions, primarily representing lenders, brokers, and loan servicers. His practice revolves around the preparation of documents and providing compliance advice to mortgage professionals related to nationwide commercial, residential, construction, and multi-family loan transactions. He also provides advice on documentation related to loan transactions, including servicing agreements, spread agreements, secondary market documents, leases, lien releases, procurement agreements, intercreditor agreements, and subordination agreements. Mr. Daghbandan also possesses a deep expertise in loss mitigation and advises mortgage professionals in the management of defaulted loans and the remedies available to creditors.

Mr. Daghbandan has been recognized by his peers in the legal community as a Super Lawyers® Rising Star from 2016-2022. Only 2.5% of attorneys receive this distinction. He also received a perfect 10/10 rating from attorney review site AVVO®.


  • 2022 Southern California Rising Star
  • 2021 Southern California Rising Star
  • 2020 Southern California Rising Star
  • 2019 Southern California Rising Star
  • 2018 Southern California Rising Star
  • 2017 Southern California Rising Star
  • 10/10 rating from attorney review site AVVO®

Associations & Memberships

    • American Association of Private Lenders, General Counsel
    • California Bar Association
    • California Mortgage Association
    • California Mortgage Bankers Association, Future Leader
    • Mortgage Bankers Association
    • Urban Land Institute
    • United Trustee’s Association

Representative Matters

  • Closed $25,000,000 loan facility with mezzanine components, repackaging three credit facilities including international collateral and interstate collateral.
  • Closed $1,562,500 loan secured by condominium in New York.
  • Closed $2,325,000 commercial construction loan in Saginaw, Michigan.
  • Closed $4,800,000 commercial construction loan in St. Charles, Missouri.
  • Closed $8,750,000 commercial loan in Salt Lake City, Utah.
  • Closed $5,500,000 loan secured by five condominiums in New York.
  • Closed $950,000 loan secured by residential property in Dagsboro, Delaware.
  • Closed $2,187,000 commercial loan which included BP oil spill rights in Panama City, Florida.
  • Closed $1,000,000 line of credit secured by property in Chicago, Illinois.
  • Closed $960,000 loan secured by 25 residential properties in Columbus, Ohio.
  • Closed $1,755,000 loan secured by commercial property in Albany, Georgia.
  • Closed $3,600,000 loan secured by residential properties in Providence, Rhode Island.
  • Closed $800,000 construction loan secured by residential property in Kona, Hawaii.
  • Closed $5,818,585 purchase, lease-back with option to re-purchase residential property in Beverly Hills, California. Subsequently facilitated the re-purchase by tenant.
  • Closed $3,350,000 purchase, lease-back with option to re-purchase music studio in Los Angeles.
  • Closed $3,600,000 heavily negotiated note purchase of 3 Commercial cross-collateralized loans in Idaho from an institutional seller in 4 days.
  • Facilitated closings in Connecticut, Illinois, Massachusetts, Nevada, Ohio, Texas, Virginia, and Washington under a secured line of credit.
  • Assisted in numerous Private Placement Memorandum offerings under Rule 506(b) and Rule 506(c).


loan products
Title Policy Endorsements 101 – What Every Lender Needs to Know
lending organization
The Machines Are Going to Put You Out of Business: Automate or Die
California Housing Speculation Act : California Flip Tax Bill (AB 1771)
Real estate developers
9 Things to Expect in 2022: The Crystal Ball | Presented By the Geraci Partners
Understanding Table Funding, Correspondent Lending, and Direct Lending
California Foreclosures - Strategies for 2021
Forbearance Agreements 101
Forbearance Agreements 101 – What To Do When Your Borrower Can’t Pay
5 Things You Need to Know About Dodd-Frank
2020: Looking Back to Understand How to Move Forward
California Upends Foreclosure Process on January 1: What Mortgage Lenders Need to Know About SB 1079
New York Commercial Finance Disclosure Bill (S05470) Sent to Gov. Cuomo's Desk
California Passes SB 1079, Creating Right of First Refusal After Trustee Sales
The New Normal in Commercial Real Estate Lending
Federal Government Imposes National Eviction Moratorium Through the Remainder of 2020 – What You Need to Know
California Passes AB 3088 - The Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020
Making Rental Loans in the New Normal
[COVID-19] Accounting Implications of Loan Defaults
[COVID-19] California Legislature Sets Its Sights on Mortgage Lenders
[COVID-19] California Foreclosures 101 - Strategies for Defaulted Loans
[COVID-19] Loan Forbearance Requests Continue on a Dramatic Incline
Forbearance Agreements 101 - What to Do When Your Borrower Can't Pay
[COVID-19] Fed Pumps More Cash Into The System – This Time, Private Debt is Included
[COVID-19] Requests for Mortgage Forbearances Explode in March – Impact on Commercial Lenders
[COVID-19] Fed Massively Purchasing Mortgage Backed Securities and Driving Down Interest Rates
[COVID-19] States Begin Permitting Remote Notarization in Response to COVID-19
[COVID-19] Federal Reserve Takes Proactive Approach to Blunt Economic Impact of COVID-19 – What Private Lenders Need to Know
[COVID-19] Managing Loan Defaults During the COVID-19 Crisis
[COVID-19] Owner Occupied Business Purpose Loans: An Opportunity to Help Small Businesses during the COVID-19 Crisis
CCPA Is Here - What Lenders Need to Know Now
Stop Freaking Out! California’s One-Action Rule Is Not As Scary As You Think
The Difference Between an ALTA and CLTA Title Insurance Policy in California
Tappable Homeowner Equity Hits Record High
Tappable Homeowner Equity Hits Record High
Current Florida Bill Aims to Remove the Long-Standing Business Purpose Exception from Mortgage Lender Licensing
California Requiring Disclosures for Business Purpose Loans
Self-Storage Is an Investment Alternative
House Votes to Make Significant Changes to Dodd-Frank
Blockchain Technology is Revamping the Indian Banking Industry
SEC Investigated Prematurely Soured Debt
Reforms to FIRPTA Affecting Real Estate Investment Opportunities
546(e) Safe Harbor Protection Expanded by Second Circuit
CFL or BRE Licensing Positives and Negatives
Don't Let Title Issues Delay Your Funding
Republican House Puts Forward Bill to Overturn Fiduciary Rule
California's Foreclosure Numbers Dip Below National Average
How to use Private Money and Other Options to Buy Investment Property
Five Tips for Financing Investment Properties
Foreclosure Rate the Lowest in a Decade
Banks Killing Zombie Foreclosures
Exploring the Intricacies of a Commercial Construction Loan
What You Need to Know About Construction Lending in a Post-SB978 World


lending businesses
Oh, California: A Guide to DRE and DFPI Licensing, Usury, Loan Sales, and Daily Compliance
Common Title Policy Endorsements Every Lender Needs to Know
legal topics
AB 3088 & SB 1079: Fundamentally Modified Foreclosures in CA – What Lenders Need to Know
Making Rental Loans in the New Normal
California Foreclosures 101: Strategies for Defaulted Loans
Major Changes in Privacy Law: What Lenders Must Do to be Compliant with the CCPA
Forbearance Agreements 101: What To Do When Your Borrower Can't Pay
AAPL Emergency COVID-19 Meeting
Managing Loan Defaults during the COVID-19 Crisis
COVID-19 Opportunity: Making Owner Occupied Business Purpose Loans
loan documents
What Your Attorney Didn't Tell You: Consumer Laws that Apply to Business Purpose Loans
Navigating Tenant Issues: Lending to a Borrower with Tenants
Contact Nema Daghbandan, Esq.
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We represent financial institutions and real estate professionals.
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